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Valletta Credit Finance Corporation Ltd.

Malta
4.1(56 ratings)ActiveEMI
View on register

Regulator

Malta Financial Services Authority

Licence number

C54426

Authorised since

13 Sept 2012

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
Full-serviceTier A

Authorised for 8 payment-services activities.

Tenure
EstablishedTier A

Authorised 14 years ago.

About this institution

Verified active. Valletta Credit Finance Corporation Ltd. is a Maltese electronic money institution under the Malta Financial Services Authority. The entity may issue electronic money, issue payment instruments, obtain payment transactions, and receive cash deposits on a payment account. Further, clients can withdraw cash from a payment account, execute payment transactions, and safeguard funds under a credit line. The licence also covers safeguarding of customer funds and the execution of payment transactions on a payment account. Clients may remit money across borders, acquire payment instruments, and redeem funds on a credit line. Payments can be executed where funds are covered by a credit line, ensuring flexibility for large transactions. The institution also provides cash deposit and withdrawal services for payment accounts, enhancing accessibility. Issuance of electronic money is subject to the entity's safeguarding obligations, protecting client funds.

The licence grants passporting into 29 EEA member states, including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. Within each host country, the licence permits the same range of payment activities as outlined in the Maltese register.

Data note: the licence-granted date is recorded as 13 September 2012 and no passporting status changes exist since the last check. The Malta Financial Services Authority, reference C54426, status active as at last cross-check.

Licence timeline

3 dated events

Dated events for Valletta Credit Finance Corporation Ltd., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Malta Financial Services Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Malta Financial Services Authority

Position in the Malta register

Malta EMIs

43

Active

43

Full / small licences

43 / 0

Licence age rank

3/43

Valletta Credit Finance Corporation Ltd. is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 3rd oldest of the 43 dated Malta EMI authorisations, one of 2 granted in 2012.

Is your money safe with Valletta Credit Finance Corporation Ltd.?

Valletta Credit Finance Corporation Ltd. holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, Valletta Credit Finance Corporation Ltd. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.

  • GreeceGreece12
  • IcelandIceland12
  • Czech RepublicCzech Republic12
  • ItalyItaly12
  • NetherlandsNetherlands12
  • SpainSpain12
  • HungaryHungary12
  • FinlandFinland12
  • SlovakiaSlovakia12
  • BelgiumBelgium12
  • LatviaLatvia12
  • CyprusCyprus12
  • LiechtensteinLiechtenstein12
  • CroatiaCroatia12
  • GermanyGermany12
  • IrelandIreland12
  • DenmarkDenmark12
  • BulgariaBulgaria12
  • LuxembourgLuxembourg12
  • FranceFrance12
  • PolandPoland12
  • EstoniaEstonia12
  • NorwayNorway12
  • PortugalPortugal12
  • SloveniaSlovenia12
  • LithuaniaLithuania12
  • SwedenSweden12
  • AustriaAustria12
  • RomaniaRomania12

Authorised activities (PSD2 / EMD2)

Payment-services activities Valletta Credit Finance Corporation Ltd. is permitted to carry out under its licence, as recorded in the register.

  • Execution of payment transactions where funds are covered by credit linePSD2_4
  • Execution of payment transactions on a payment accountPSD2_3
  • Cash withdrawal services on a payment accountPSD2_2
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Money remittancePSD2_6
  • Cash deposit services on a payment accountPSD2_1
  • Safeguarding of customer fundsSAFEGUARDING
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is Valletta Credit Finance Corporation Ltd. a licensed e-money institution?
Yes. Valletta Credit Finance Corporation Ltd. holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C54426. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Valletta Credit Finance Corporation Ltd.?
Valletta Credit Finance Corporation Ltd. is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Valletta Credit Finance Corporation Ltd.'s licence or FRN number?
Valletta Credit Finance Corporation Ltd.'s licence reference number is C54426. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is Valletta Credit Finance Corporation Ltd. authorised in other EEA countries?
Yes. Valletta Credit Finance Corporation Ltd. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street
Level 4, Palazzo Spinola, 46 St Christopher Street
City
Valletta, VLT 1464

Ratings & reader notes

56 ratings · 0 written notes

4.1(56 ratings)
  • 5★27
  • 4★17
  • 3★7
  • 2★2
  • 1★3

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