Regulator
Licence number
C54426
Authorised since
13 Sept 2012
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- EstablishedTier A
Passports into 29 EEA jurisdictions.
Authorised for 8 payment-services activities.
Authorised 13 years ago.
About this institution
Verified active. Valletta Credit Finance Corporation Ltd holds a current licence issued by the Malta Financial Services Authority under reference C54426. The entity is authorised to provide cash deposit and withdrawal services on payment accounts. It may execute payment transactions on payment accounts and execute payment transactions where funds are covered by a credit line. The licence also permits issuance of electronic money, issuing of payment instruments, acquiring of payment transactions, money remittance, and safeguarding of customer funds.
The licence is passported across 29 EEA host states. These comprise Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. This breadth of passporting reach reflects the scope of cross-border activity the entity may conduct under its Malta-issued authorisation.
Data note: the register records the licence as granted on 13 September 2012. Operational status is confirmed as active as at the last cross-check. The Malta Financial Services Authority licence reference C54426 remains the authoritative identifier for this authorisation.
Licence timeline
3 dated eventsDated events for Valletta Credit Finance Corporation Ltd., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
3/43
Valletta Credit Finance Corporation Ltd. is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 3rd oldest of the 43 dated Malta EMI authorisations, one of 2 granted in 2012.
Is your money safe with Valletta Credit Finance Corporation Ltd.?
Valletta Credit Finance Corporation Ltd. holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Valletta Credit Finance Corporation Ltd. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.
Slovenia12
Estonia12
Iceland12
Slovakia12
Bulgaria12
Belgium12
Liechtenstein12
Greece12
Croatia12
Austria12
Norway12
France12
Spain12
Sweden12
Italy12
Ireland12
Latvia12
Denmark12
Lithuania12
Germany12
Portugal12
Netherlands12
Hungary12
Luxembourg12
Finland12
Cyprus12
Poland12
Czech Republic12
Romania12
Authorised activities (PSD2 / EMD2)
Payment-services activities Valletta Credit Finance Corporation Ltd. is permitted to carry out under its licence, as recorded in the register.
- Cash withdrawal services on a payment accountPSD2_2
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Execution of payment transactions on a payment accountPSD2_3
- Money remittancePSD2_6
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Issuing payment instruments and acquiring payment transactionsPSD2_5
Frequently asked questions
- Is Valletta Credit Finance Corporation Ltd. a licensed e-money institution?
- Yes. Valletta Credit Finance Corporation Ltd. holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C54426. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Valletta Credit Finance Corporation Ltd.?
- Valletta Credit Finance Corporation Ltd. is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Valletta Credit Finance Corporation Ltd.'s licence or FRN number?
- Valletta Credit Finance Corporation Ltd.'s licence reference number is C54426. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Valletta Credit Finance Corporation Ltd. authorised in other EEA countries?
- Yes. Valletta Credit Finance Corporation Ltd. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- Level 4, Palazzo Spinola, 46 St Christopher Street
- City
- Valletta, VLT 1464
Ratings & reader notes
56 ratings · 0 written notes
- 5★27
- 4★17
- 3★7
- 2★2
- 1★3
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