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UP PAIEMENT

France
Not yet ratedActiveEMI
View on register

Licence number

951300169

Authorised since

27 Oct 2023

EEA passports

2

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
RegionalTier C

Passports into 2 EEA jurisdictions.

Scope
Multi-serviceTier B

Authorised for 6 payment-services activities.

Tenure
GrowingTier C

Authorised 2 years ago.

About this institution

Verified active. UP PAIEMENT holds a French electronic money licence. The regulator listed is Autorite de Controle Prudentiel et de Resolution. The licence authorises execution of payment transactions where funds are covered by a credit line. This includes the issuance of payment instruments and the acquisition of payment transactions. The licence covers execution of payment transactions on a payment account. It also permits cash withdrawal services on a payment account. It also permits issuance of electronic money for customers and partners. It also permits safeguarding of customer funds to ensure security.

The licence passporting reach includes two host states, Poland and Romania, under EU passporting.

The licence was granted 27 October 2023. The register lists reference 951300169, authorised by Autorite de Controle Prudentiel et de Resolution, status active at last check.

Licence timeline

3 dated events

Dated events for UP PAIEMENT, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Autorite de Controle Prudentiel et de Resolution register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Autorite de Controle Prudentiel et de Resolution

Position in the France register

France EMIs

30

Active

30

Full / small licences

29 / 1

Licence age rank

22/30

UP PAIEMENT is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 22nd oldest of the 30 dated France EMI authorisations, one of 4 granted in 2023.

Is your money safe with UP PAIEMENT?

UP PAIEMENT holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

2 jurisdictions

Under the EU passporting regime, UP PAIEMENT can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.

  • PolandPoland6
  • RomaniaRomania6

Authorised activities (PSD2 / EMD2)

Payment-services activities UP PAIEMENT is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Execution of payment transactions on a payment accountPSD2_3
  • Issuance of electronic moneyEMI_ISSUANCE
  • Execution of payment transactions where funds are covered by credit linePSD2_4
  • Cash withdrawal services on a payment accountPSD2_2

Frequently asked questions

Is UP PAIEMENT a licensed e-money institution?
Yes. UP PAIEMENT holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 951300169. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates UP PAIEMENT?
UP PAIEMENT is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is UP PAIEMENT's licence or FRN number?
UP PAIEMENT's licence reference number is 951300169. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is UP PAIEMENT authorised in other EEA countries?
Yes. UP PAIEMENT is passported to 2 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street
9 -11 boulevard Louise Michel
City
GENNEVILLIERS, 92230

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