UP AGANEA EDE, S.A.

About this institution

Dated events for UP AGANEA EDE, S.A., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 30 Sept 2026

   Cross-checked against the Banco de Espana register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 15 Mar 2019

   Licence granted by the Banco de Espana

Position in the Spain register

UP AGANEA EDE, S.A. is one of 12 e-money institutions on the Spain register, 12 of which are currently active. Its licence is the 4th oldest of the 12 dated Spain EMI authorisations, one of 6 granted in 2019.

Is your money safe with UP AGANEA EDE, S.A.?

UP AGANEA EDE, S.A. holds an e-money authorisation from Banco de Espana, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, UP AGANEA EDE, S.A. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Spain.

• Sweden7
• Netherlands7
• Luxembourg7
• Cyprus7
• Hungary7
• Greece7
• Slovenia7
• Portugal7
• Latvia7
• Malta7
• Ireland7
• France7
• Slovakia7
• Estonia7
• Poland7
• Italy7
• Romania7
• Germany7
• Czech Republic7
• Bulgaria7
• Denmark7
• Lithuania7
• Austria7
• Finland7
• Belgium7
• Croatia7

Authorised activities (PSD2 / EMD2)

Payment-services activities UP AGANEA EDE, S.A. is permitted to carry out under its licence, as recorded in the register.

• ✓Cash withdrawal services on a payment accountPSD2_2
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Cash deposit services on a payment accountPSD2_1
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is UP AGANEA EDE, S.A. a licensed e-money institution?

Yes. UP AGANEA EDE, S.A. holds EMI authorisation from Banco de Espana in Spain, licence reference 6709. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates UP AGANEA EDE, S.A.?

UP AGANEA EDE, S.A. is authorised and supervised by Banco de Espana in Spain. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is UP AGANEA EDE, S.A.'s licence or FRN number?

UP AGANEA EDE, S.A.'s licence reference number is 6709. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is UP AGANEA EDE, S.A. authorised in other EEA countries?

Yes. UP AGANEA EDE, S.A. is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Spain

• BIP & DRIVE E.D.E, S.A.
• BNEXT ELECTRONIC ISSUER, E.D.E., SOCIEDAD LIMITADA
• CURRENCIES DIRECT SPAIN
• FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A.
• GETNET EMONEY EDE, S.L.
• GLOBAL PAYMENTS MONEYTOPAY, EDE, S.L.
• OUTPAYCE, S.A.
• PECUNPAY

View all institutions in Spain →

Registered office

Street

AVENIDA EUROPA 16

City

ALCOBENDAS, 28108