Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 5 years ago.
About this institution
Verified active. FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A. is an authorised electronic money institution overseen by Banco de España. Its licence reference is 6718. The authorisation covers execution of payment transactions on a payment account, safeguarding of customer funds, and issuance of electronic money.
No EEA passporting exists for this entity, as the register lists none.
The licence was granted on 17 December 2020, with no missing data on that date. Banco de España, licence reference 6718, confirms the licence remains active as at the last cross-check.
Licence timeline
3 dated eventsDated events for FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Banco de Espana register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Banco de Espana
Position in the Spain register
Spain EMIs
12
Active
12
Full / small licences
12 / 0
Licence age rank
9/12
FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A. is one of 12 e-money institutions on the Spain register, 12 of which are currently active. Its licence is the 9th oldest of the 12 dated Spain EMI authorisations, one of 3 granted in 2020.
Is your money safe with FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A.?
FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A. holds an e-money authorisation from Banco de Espana, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A. is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A. a licensed e-money institution?
- Yes. FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A. holds EMI authorisation from Banco de Espana in Spain, licence reference 6718. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A.?
- FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A. is authorised and supervised by Banco de Espana in Spain. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A.'s licence or FRN number?
- FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A.'s licence reference number is 6718. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Spain
Registered office
- Street
- PASEO DE LA CASTELLANA 126 8 DERECHA
- City
- MADRID, 28046
Ratings & reader notes
0 written notes
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