SEFIDE, E.D.E., S.L.

About this institution

Dated events for SEFIDE, E.D.E., S.L., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Banco de Espana register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 15 Mar 2019

   Licence granted by the Banco de Espana

Position in the Spain register

SEFIDE, E.D.E., S.L. is one of 12 e-money institutions on the Spain register, 12 of which are currently active. Its licence is the 3rd oldest of the 12 dated Spain EMI authorisations, one of 6 granted in 2019.

Is your money safe with SEFIDE, E.D.E., S.L.?

SEFIDE, E.D.E., S.L. holds an e-money authorisation from Banco de Espana, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, SEFIDE, E.D.E., S.L. can provide services across the following EEA jurisdictions, in addition to its home authorisation in Spain.

• Malta8
• Greece8
• Czech Republic8
• Estonia8
• Luxembourg8
• Bulgaria8
• Finland8
• Slovakia8
• Portugal8
• Ireland8
• Romania8
• Liechtenstein8
• Croatia8
• Germany8
• Poland8
• Cyprus8
• France8
• Latvia8
• Austria8
• Belgium8
• Denmark8
• Italy8
• Iceland8
• Hungary8
• Sweden8
• Lithuania8
• Netherlands8
• Slovenia8
• Norway8

Authorised activities (PSD2 / EMD2)

Payment-services activities SEFIDE, E.D.E., S.L. is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Payment initiation services (PIS)PSD2_7
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Account information services (AIS)PSD2_8

Frequently asked questions

Is SEFIDE, E.D.E., S.L. a licensed e-money institution?

Yes. SEFIDE, E.D.E., S.L. holds EMI authorisation from Banco de Espana in Spain, licence reference 6705. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates SEFIDE, E.D.E., S.L.?

SEFIDE, E.D.E., S.L. is authorised and supervised by Banco de Espana in Spain. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is SEFIDE, E.D.E., S.L.'s licence or FRN number?

SEFIDE, E.D.E., S.L.'s licence reference number is 6705. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is SEFIDE, E.D.E., S.L. authorised in other EEA countries?

Yes. SEFIDE, E.D.E., S.L. is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Spain

• BIP & DRIVE E.D.E, S.A.
• BNEXT ELECTRONIC ISSUER, E.D.E., SOCIEDAD LIMITADA
• CURRENCIES DIRECT SPAIN
• FINPAY ENTIDAD DE DINERO ELECTRÓNICO, S.A.
• GETNET EMONEY EDE, S.L.
• GLOBAL PAYMENTS MONEYTOPAY, EDE, S.L.
• OUTPAYCE, S.A.
• PECUNPAY

View all institutions in Spain →

Registered office

Street

AVENIDA DE LA CIENCIA 2 PLANTA 3

City

GRANADA, 18006