Regulator
Licence number
C74150
Authorised since
10 Nov 2017
EEA passports
0
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- Multi-serviceTier B
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 7 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. UNIONGOLDENPAY LTD holds a current licence as an electronic money institution (C74150) from the Malta Financial Services Authority, granted 10 November 2017. Its licence authorises issuance of electronic money; cash deposit services on a payment account; execution of payment transactions on a payment account; execution of payment transactions where funds are covered by a credit line; cash withdrawal services on a payment account; issuing payment instruments and acquiring payment transactions; and safeguarding of customer funds.
No EEA passporting is on record for the licence; the register provides no list of host states, so the entity's authorisation is confined to Malta.
Data note: the licence-granted date is recorded as 10 November 2017, but no passporting count or host-state list is available. The register lists the authority as Malta Financial Services Authority, reference number C74150, status active as at the last cross-check.
Licence timeline
3 dated eventsDated events for Uniongoldenpay Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
15/43
Uniongoldenpay Ltd is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 15th oldest of the 43 dated Malta EMI authorisations.
Is your money safe with Uniongoldenpay Ltd?
Uniongoldenpay Ltd holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Uniongoldenpay Ltd is permitted to carry out under its licence, as recorded in the register.
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Cash withdrawal services on a payment accountPSD2_2
- Safeguarding of customer fundsSAFEGUARDING
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Issuance of electronic moneyEMI_ISSUANCE
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is UNIONGOLDENPAY LTD a licensed e-money institution?
- Yes. UNIONGOLDENPAY LTD holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C74150. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates UNIONGOLDENPAY LTD?
- UNIONGOLDENPAY LTD is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is UNIONGOLDENPAY LTD's licence or FRN number?
- UNIONGOLDENPAY LTD's licence reference number is C74150. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- Flat 12, First Floor, Regent House, Bisazza Street
- City
- Sliema, SLM1640
Ratings & reader notes
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