Is Transfergo Ltd a licensed e-money institution?

Yes. Transfergo Ltd holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 991295. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.

Who regulates Transfergo Ltd?

Transfergo Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.

What is Transfergo Ltd's licence or FRN number?

Transfergo Ltd's licence reference number is 991295. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Transfergo Ltd

4.0(232 notes)ActiveEMI

View on register

Regulator

Financial Conduct Authority

Licence number

991295

Authorised since

22 Jan 2024

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: DomesticTier D
Scope: SpecialistTier C
Tenure: GrowingTier C

Pricing snapshot

Editorial · Personal multi-currency account

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan: Personal multi-currency account
Monthly fee: Free
Card issuance: GBP 4.99 (Physical GoCard)
Free ATM / month: GBP 500 UK/EEA · GBP 200 RoW (3 withdrawals)
ATM fee: 1.5% UK/EEA (min GBP 1) · 3.0% RoW (min GBP 1)
FX markup: From 0.5% (0.2% in-account conversions)
SEPA transfer: From 0.2% on send
SWIFT transfer: Corridor-dependent

First two transfers free; remittance-first product so card fees apply once you take the GoCard.

Verified 8 May 2026Source ↗

About this institution

Verified active. Transfergo Ltd holds a current licence from the Financial Conduct Authority under reference 991295, granted on 22 January 2024. The entity is authorised to distribute and redeem electronic money, issue electronic money, and safeguard customer funds. These three core activities define the scope of its FCA authorisation.

The register lists no EEA passporting reach. Transfergo Ltd operates under its UK licence alone and has not established a presence in any European Economic Area host state as recorded in the FCA register.

Data note: the entity's authorisation continues as active. The cross-check confirms FCA licence reference 991295 in force as at the last register update.

Authorised activities (PSD2 / EMD2)

Payment-services activities Transfergo Ltd is permitted to carry out under its licence, as recorded in the register.

Issuance of electronic moneyEMI_ISSUANCE
Safeguarding of customer fundsSAFEGUARDING
Distribution and redemption of electronic moneyEMI_DISTRIBUTION

Frequently asked questions

Is Transfergo Ltd a licensed e-money institution?: Yes. Transfergo Ltd holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 991295. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
Who regulates Transfergo Ltd?: Transfergo Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is Transfergo Ltd's licence or FRN number?: Transfergo Ltd's licence reference number is 991295. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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