Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
Pricing snapshot
Editorial · Free (business)Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Free (business)
- Monthly fee
- Free
- Card issuance
- GBP 5.00
- Free ATM / month
- Unlimited (UK ATMs)
- ATM fee
- GBP 1.00 per UK withdrawal
- FX markup
- Mid-market + spread
- SEPA transfer
- Free in / GBP 0.20 out
- SWIFT transfer
- GBP 5.00 + correspondent fees
Tide is business-only; ATM fee even on free plan.
Verified 12 Apr 2026Source ↗
About this institution
Verified active. Tide Platform Limited holds a current licence issued by the Financial Conduct Authority under reference 900843, first granted in May 2018. The entity is authorised to carry out three core activities: distribution and redemption of electronic money, issuance of electronic money, and safeguarding of customer funds. These are the specific operational remits recorded against the licence.
The register lists zero EEA passporting host states. Tide Platform Limited operates under its UK authorisation only and does not hold permissions to passport services into other European Economic Area member states as at the last cross-check.
Data note: the entity's authorisation continues as active according to the FCA Financial Services Register. No EEA passporting rights are recorded. The licence was granted on 1 May 2018. Status confirmed active as of the register's most recent update.
Authorised activities (PSD2 / EMD2)
Payment-services activities Tide Platform Limited is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is Tide Platform Limited a licensed e-money institution?
- Yes. Tide Platform Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900843. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Tide Platform Limited?
- Tide Platform Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Tide Platform Limited's licence or FRN number?
- Tide Platform Limited's licence reference number is 900843. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
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