Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
Pricing snapshot
Editorial · Free (business)Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Free (business)
- Monthly fee
- Free
- Card issuance
- GBP 5.00
- Free ATM / month
- Unlimited (UK ATMs)
- ATM fee
- GBP 1.00 per UK withdrawal
- FX markup
- Mid-market + spread
- SEPA transfer
- Free in / GBP 0.20 out
- SWIFT transfer
- GBP 5.00 + correspondent fees
Tide is business-only; ATM fee even on free plan.
Verified 12 Apr 2026Source ↗
About this institution
Verified active against the Financial Conduct Authority register. Tide Platform Limited holds a current UK e-money licence authorising three core activities: issuance of electronic money, safeguarding of customer funds, and distribution and redemption of electronic money. The licence reference is 900843, granted in May 2018. The entity remains operational under FCA oversight.
The register records no EEA passporting activity for Tide Platform Limited. The authorisation is scoped to the United Kingdom jurisdiction only. No host state expansion is currently recorded.
Data note: the operational status is confirmed as active as at the last register cross-check. The FCA reference 900843 and the May 2018 grant date are as recorded in the public register. No other regulatory rulings, complaints data, or service history is within the scope of this directory entry.
Licence timeline
3 dated eventsDated events for Tide Platform Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
48/287
Tide Platform Limited is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 48th oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018.
Is your money safe with Tide Platform Limited?
Tide Platform Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Tide Platform Limited is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is Tide Platform Limited a licensed e-money institution?
- Yes. Tide Platform Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900843. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Tide Platform Limited?
- Tide Platform Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Tide Platform Limited's licence or FRN number?
- Tide Platform Limited's licence reference number is 900843. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
427 ratings · 0 written notes
- 5★244
- 4★85
- 3★41
- 2★19
- 1★38
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