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Trust factor: Low

The regulator's public register indicates this profile should be approached with caution.

  • Status: defunct
THE PAYMENT FIRM LTD logo

The Payment Firm Ltd

United Kingdom
Not yet ratedDefunctEMI
View on register

Licence number

901084

Authorised since

Not on record

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 3 payment-services activities.

About this institution

Verified defunct. The Payment Firm Ltd held a UK electronic money licence from the Financial Conduct Authority. The licence covered distribution and redemption of electronic money, safeguarding of customer funds, and issuance of electronic money.

No passporting is recorded in the register, so the licence has no cross - border reach within the European Economic Area.

The register lists the licence - granted date as unknown and confirms the defunct status. The FCA register lists licence reference 901084 as defunct as of the last cross - check.

Licence timeline

6 dated events

Dated events for The Payment Firm Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Financial Conduct Authority register

    Automated daily verification of licence status and reference.

  2. Withdrawal date recorded on the register

    Withdrawal dated 2026-06-17 (FCA register).

  3. Register status changed: active → defunct

    Observed on the FCA register.

  4. Register status changed: defunct → active

    Observed on the FCA register.

  5. First verified and added to this directory

  6. Licence withdrawn

Position in the United Kingdom register

United Kingdom EMIs

476

Active

291

Full / small licences

405 / 71

The Payment Firm Ltd is one of 476 e-money institutions on the United Kingdom register, 291 of which are currently active.

Is your money safe with The Payment Firm Ltd?

Caution: the register lists The Payment Firm Ltd as defunct. It should not be treated as an authorised e-money issuer - money placed with a firm outside its authorisation is not protected by the safeguarding rules that apply to licensed EMIs.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities The Payment Firm Ltd is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Issuance of electronic moneyEMI_ISSUANCE
  • Distribution and redemption of electronic moneyEMI_DISTRIBUTION

Frequently asked questions

Is THE PAYMENT FIRM LTD a licensed e-money institution?
THE PAYMENT FIRM LTD's e-money authorisation is no longer active. It previously held EMI authorisation from Financial Conduct Authority in United Kingdom (licence 901084). Always confirm current status on the FCA Financial Services Register.
Who regulates THE PAYMENT FIRM LTD?
THE PAYMENT FIRM LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is THE PAYMENT FIRM LTD's licence or FRN number?
THE PAYMENT FIRM LTD's licence reference number is 901084. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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