
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Multi-marketTier B
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
Passports into 23 EEA jurisdictions.
Authorised for 4 payment-services activities.
Authorised 5 years ago.
About this institution
Verified active. SumUp Limited holds a current licence issued by the Central Bank of Ireland on 27 October 2020. The entity is authorised to execute payment transactions on a payment account, issue electronic money, issue payment instruments and acquire payment transactions, and safeguard customer funds. Licence reference C195030 confirms this scope across all four core activities.
The licence is passported across 23 EEA host states. The register records presence in Austria, Belgium, Bulgaria, Croatia, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Liechtenstein, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Spain, and Sweden. This reach extends the entity's authorisation beyond its home jurisdiction into the full stated territory.
As recorded in the Central Bank of Ireland register, SumUp Limited's authorisation continues in active status as at the last cross-check. Reference C195030 confirms the licence held by this Irish-regulated electronic money institution.
EEA passporting
23 jurisdictionsUnder the EU passporting regime, SumUp can provide services across the following EEA jurisdictions, in addition to its home authorisation in Ireland.
Czech Republic5
Malta5
Austria5
France5
Hungary5
Finland5
Germany5
Sweden5
Spain5
Norway5
Greece5
Denmark5
Netherlands5
Bulgaria5
Slovakia5
Belgium5
Croatia5
Poland5
Luxembourg5
Iceland5
Italy5
Portugal5
Liechtenstein5
Authorised activities (PSD2 / EMD2)
Payment-services activities SumUp is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is SumUp a licensed e-money institution?
- Yes. SumUp holds EMI authorisation from Central Bank of Ireland in Ireland, licence reference C195030. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates SumUp?
- SumUp is authorised and supervised by Central Bank of Ireland in Ireland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is SumUp's licence or FRN number?
- SumUp's licence reference number is C195030. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is SumUp authorised in other EEA countries?
- Yes. SumUp is passported to 23 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Ireland
Registered office
- Street
- Block 8, Harcourt Centre
- City
- Charlotte Way, D02 K580
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