SumUp

About this institution

Dated events for SumUp, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Central Bank of Ireland register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 27 Oct 2020

   Licence granted by the Central Bank of Ireland

Position in the Ireland register

SumUp is one of 30 e-money institutions on the Ireland register, 30 of which are currently active. Its licence is the 16th oldest of the 30 dated Ireland EMI authorisations, one of 5 granted in 2020.

Is your money safe with SumUp?

SumUp holds an e-money authorisation from Central Bank of Ireland, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, SumUp can provide services across the following EEA jurisdictions, in addition to its home authorisation in Ireland.

• Poland5
• Croatia5
• Germany5
• Greece5
• Hungary5
• Norway5
• Austria5
• Belgium5
• Spain5
• Denmark5
• Malta5
• Netherlands5
• Finland5
• Bulgaria5
• France5
• Sweden5
• Luxembourg5
• Liechtenstein5
• Iceland5
• Portugal5
• Slovakia5
• Italy5
• Czech Republic5

Authorised activities (PSD2 / EMD2)

Payment-services activities SumUp is permitted to carry out under its licence, as recorded in the register.

• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5

Frequently asked questions

Is SumUp a licensed e-money institution?

Yes. SumUp holds EMI authorisation from Central Bank of Ireland in Ireland, licence reference C195030. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates SumUp?

SumUp is authorised and supervised by Central Bank of Ireland in Ireland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is SumUp's licence or FRN number?

SumUp's licence reference number is C195030. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is SumUp authorised in other EEA countries?

Yes. SumUp is passported to 23 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Ireland

• Booking Holdings Financial Services International Limited
• Coinbase Ireland Limited
• Currenxie Technologies Limited
• Decta Limited
• Pecan Expense
• Facebook Payments International Limited
• Gemini Payments Europe Limited
• GVS Prepaid (Europe) Limited

View all institutions in Ireland →

Registered office

Street

Block 8, Harcourt Centre

City

Charlotte Way, D02 K580