Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- MatureTier B
Passports into 29 EEA jurisdictions.
Authorised for 8 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active. Stripe Technology Europe, Limited, trading as Stripe, holds a current EMI licence from the Central Bank of Ireland, reference C187865. The licence authorises issuance of payment instruments and acquiring payment transactions. It also covers execution of payment transactions on a payment account and account information services. Issuance of electronic money, payment initiation services, safeguarding of customer funds and execution of payment transactions where funds are covered by a credit line are also included. Additionally, money remittance is authorised.
Passporting extends to 29 EEA host states. Stripe can operate across Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
Data note: licence granted on 22 March 2019 and the register records no changes since. The Central Bank of Ireland lists licence reference C187865 as active as at the last cross-check.
Licence timeline
3 dated eventsDated events for Stripe, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Central Bank of Ireland register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Central Bank of Ireland
Position in the Ireland register
Ireland EMIs
30
Active
30
Full / small licences
30 / 0
Licence age rank
7/30
Stripe is one of 30 e-money institutions on the Ireland register, 30 of which are currently active. Its licence is the 7th oldest of the 30 dated Ireland EMI authorisations, one of 10 granted in 2019.
Is your money safe with Stripe?
Stripe holds an e-money authorisation from Central Bank of Ireland, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Stripe can provide services across the following EEA jurisdictions, in addition to its home authorisation in Ireland.
Croatia12
Poland12
Romania12
Latvia12
Belgium12
Lithuania12
Iceland12
Luxembourg12
Finland12
Liechtenstein12
Cyprus12
Austria12
Hungary12
Sweden12
Germany12
Slovakia12
Italy12
Netherlands12
Slovenia12
Malta12
Portugal12
France12
Czech Republic12
Greece12
Estonia12
Spain12
Denmark12
Norway12
Bulgaria12
Authorised activities (PSD2 / EMD2)
Payment-services activities Stripe is permitted to carry out under its licence, as recorded in the register.
- Money remittancePSD2_6
- Issuance of electronic moneyEMI_ISSUANCE
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Account information services (AIS)PSD2_8
- Execution of payment transactions on a payment accountPSD2_3
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Safeguarding of customer fundsSAFEGUARDING
- Payment initiation services (PIS)PSD2_7
Frequently asked questions
- Is Stripe a licensed e-money institution?
- Yes. Stripe holds EMI authorisation from Central Bank of Ireland in Ireland, licence reference C187865. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Stripe?
- Stripe is authorised and supervised by Central Bank of Ireland in Ireland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Stripe's licence or FRN number?
- Stripe's licence reference number is C187865. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Stripe authorised in other EEA countries?
- Yes. Stripe is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Ireland
Registered office
- Street
- One Wilton Park, Wilton Place
- City
- Dublin 2, D02FX04
Ratings & reader notes
127 ratings · 0 written notes
- 5★96
- 4★21
- 3★7
- 2★3
- 1★0
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