Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
Pricing snapshot
Editorial · Standard (merchant)Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Standard (merchant)
- Monthly fee
- Free
- Card issuance
- Stripe Issuing: variable
- Free ATM / month
- n/a
- ATM fee
- n/a
- FX markup
- 1.00% + card-network rate
- SEPA transfer
- Free payouts
- SWIFT transfer
- Free payouts in supported countries
Acquiring at 1.5% + 20p UK / 2.5% + 25p international.
Verified 15 Apr 2026Source ↗
About this institution
Verified active. Stripe Payments UK Limited holds a current licence from the Financial Conduct Authority under reference 900461, granted in May 2018. The entity is authorised to issue electronic money, distribute and redeem electronic money, and safeguard customer funds. These three core activities define the scope of its e-money permission.
The register lists no EEA passporting reach. Stripe Payments UK Limited does not hold recorded authorisation to operate across other European Economic Area host states. Its licensed activities are confined to the United Kingdom jurisdiction.
Data note: the entity's operational status is recorded as active as at the last cross-check. No EEA passporting is on file. Authorisation continues under Financial Conduct Authority licence 900461.
Authorised activities (PSD2 / EMD2)
Payment-services activities Stripe Payments UK Limited is permitted to carry out under its licence, as recorded in the register.
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is Stripe Payments UK Limited a licensed e-money institution?
- Yes. Stripe Payments UK Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900461. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Stripe Payments UK Limited?
- Stripe Payments UK Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Stripe Payments UK Limited's licence or FRN number?
- Stripe Payments UK Limited's licence reference number is 900461. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
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