Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- GrowingTier C
No EEA passporting on record.
Authorised for 2 payment-services activities.
Authorised 3 years ago.
About this institution
Verified active. Stichting Cadeaukaart Enschede holds a current licence issued by De Nederlandsche Bank on 15 June 2023. The entity is authorised to issue electronic money and to safeguard customer funds. Its classification as a small EMI reflects the scope and scale of these core activities as recorded in the Dutch regulator's register under reference R192789.
The licence does not extend to EEA passporting. The entity operates within the Netherlands only. No host state authorisations beyond its home jurisdiction are listed in the register.
Data note: the entity's authorisation continues as active. Cross-checked against De Nederlandsche Bank's records as at the last register update. Licence reference R192789.
Licence timeline
3 dated eventsDated events for Stichting Cadeaukaart Enschede, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
62
Active
62
Full / small licences
31 / 31
Licence age rank
37/62
Stichting Cadeaukaart Enschede is one of 62 e-money institutions on the Netherlands register, 62 of which are currently active. Its licence is the 37th oldest of the 62 dated Netherlands EMI authorisations, one of 8 granted in 2023. As a small-EMI registration it operates domestically only - 31 of the 62 Netherlands entries use this lighter regime.
Is your money safe with Stichting Cadeaukaart Enschede?
Stichting Cadeaukaart Enschede holds a small-EMI registration from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities Stichting Cadeaukaart Enschede is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is Stichting Cadeaukaart Enschede a licensed e-money institution?
- Yes. Stichting Cadeaukaart Enschede holds Small EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R192789. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Stichting Cadeaukaart Enschede?
- Stichting Cadeaukaart Enschede is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Stichting Cadeaukaart Enschede's licence or FRN number?
- Stichting Cadeaukaart Enschede's licence reference number is R192789. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Langestraat 41
- City
- ENSCHEDE, 7511HB
Ratings & reader notes
0 written notes
Share what you know about Stichting Cadeaukaart Enschede. Guest comments - no account required. Be kind and on-topic.
No reader notes yet. Be the first to share what you know about this institution.