Licence number
920017134
Authorised since
21 Nov 2024
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- SpecialistTier C
- Tenure
- NewTier D
Passports into 29 EEA jurisdictions.
Authorised for 2 payment-services activities.
Authorised under 2 years ago.
About this institution
Verified active. SALVUS, named SCHUMAN FINANCIAL, holds a French e-money licence from Autorité de Contrôle Prudentiel et de Résolution, licence reference 920017134. The licence authorises issuance of electronic money and safeguarding of customer funds.
The licence is passported into 29 EEA host states, including Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.
Licence granted 21 November 2024, operational status recorded as active. The register lists the entity under licence reference 920017134, issued by Autorité de Contrôle Prudentiel et de Résolution, status active as of the last cross-check.
Licence timeline
3 dated eventsDated events for SCHUMAN FINANCIAL, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Autorite de Controle Prudentiel et de Resolution register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Autorite de Controle Prudentiel et de Resolution
Position in the France register
France EMIs
30
Active
30
Full / small licences
29 / 1
Licence age rank
27/30
SCHUMAN FINANCIAL is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 27th oldest of the 30 dated France EMI authorisations, one of 4 granted in 2024.
Is your money safe with SCHUMAN FINANCIAL?
SCHUMAN FINANCIAL holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, SCHUMAN FINANCIAL can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.
Spain1
Hungary1
Belgium1
Latvia1
Poland1
Denmark1
Slovakia1
Finland1
Ireland1
Italy1
Norway1
Estonia1
Bulgaria1
Germany1
Iceland1
Slovenia1
Sweden1
Luxembourg1
Cyprus1
Liechtenstein1
Croatia1
Austria1
Greece1
Lithuania1
Malta1
Romania1
Czech Republic1
Netherlands1
Portugal1
Authorised activities (PSD2 / EMD2)
Payment-services activities SCHUMAN FINANCIAL is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is SCHUMAN FINANCIAL a licensed e-money institution?
- Yes. SCHUMAN FINANCIAL holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 920017134. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates SCHUMAN FINANCIAL?
- SCHUMAN FINANCIAL is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is SCHUMAN FINANCIAL's licence or FRN number?
- SCHUMAN FINANCIAL's licence reference number is 920017134. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is SCHUMAN FINANCIAL authorised in other EEA countries?
- Yes. SCHUMAN FINANCIAL is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in France
Registered office
- Street
- 69 BOULEVARD HAUSSMANN
- City
- PARIS, 75008
Ratings & reader notes
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- 4★19
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- 1★14
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