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RIPPLING PAYMENTS UK LIMITED logo

RIPPLING PAYMENTS UK LIMITED

United Kingdom
Not yet ratedActiveEMI
View on register

Regulator

Financial Conduct Authority

Licence number

1018518

Authorised since

13 Aug 2025

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 3 payment-services activities.

Tenure
NewTier D

Authorised under 2 years ago.

About this institution

Verified active. Rippling Payments UK Limited holds a current FCA e-money licence as of 13 August 2025. The Financial Conduct Authority has authorised the entity for three core activities: distribution and redemption of electronic money, safeguarding of customer funds, and issuance of electronic money. Licence reference 1018518 confirms this scope of authorisation.

The register records no EEA passporting arrangements. Rippling Payments UK Limited operates under its UK licence only and has not notified any host states within the European Economic Area of its intention to provide services cross-border.

Data note: the register holds no record of EEA passporting. The entity's authorisation continues under FCA supervision, reference 1018518, with operational status confirmed as active at the last cross-check against the Financial Conduct Authority register.

Licence timeline

3 dated events

Dated events for RIPPLING PAYMENTS UK LIMITED, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Financial Conduct Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Financial Conduct Authority

Position in the United Kingdom register

United Kingdom EMIs

474

Active

289

Full / small licences

403 / 71

Licence age rank

259/287

RIPPLING PAYMENTS UK LIMITED is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 259th oldest of the 287 dated United Kingdom EMI authorisations, one of 19 granted in 2025.

Is your money safe with RIPPLING PAYMENTS UK LIMITED?

RIPPLING PAYMENTS UK LIMITED holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities RIPPLING PAYMENTS UK LIMITED is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Issuance of electronic moneyEMI_ISSUANCE
  • Distribution and redemption of electronic moneyEMI_DISTRIBUTION

Frequently asked questions

Is RIPPLING PAYMENTS UK LIMITED a licensed e-money institution?
Yes. RIPPLING PAYMENTS UK LIMITED holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1018518. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
Who regulates RIPPLING PAYMENTS UK LIMITED?
RIPPLING PAYMENTS UK LIMITED is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is RIPPLING PAYMENTS UK LIMITED's licence or FRN number?
RIPPLING PAYMENTS UK LIMITED's licence reference number is 1018518. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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