Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised within the last year.
About this institution
Verified active. RIPPLE MARKETS UK LTD holds a current UK e-money licence. The licence authorises issuance of electronic money, distribution and redemption of electronic money, and safeguarding of customer funds. The regulator is the Financial Conduct Authority.
No EEA passporting is on record for this licence.
Data note: licence granted on 9 January 2026. The register lists the entity as authorised by the FCA under reference 1028021, status active as at the last cross-check.
Licence timeline
3 dated eventsDated events for RIPPLE MARKETS UK LTD, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
272/287
RIPPLE MARKETS UK LTD is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 272nd oldest of the 287 dated United Kingdom EMI authorisations, one of 17 granted in 2026.
Is your money safe with RIPPLE MARKETS UK LTD?
RIPPLE MARKETS UK LTD holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities RIPPLE MARKETS UK LTD is permitted to carry out under its licence, as recorded in the register.
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is RIPPLE MARKETS UK LTD a licensed e-money institution?
- Yes. RIPPLE MARKETS UK LTD holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1028021. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates RIPPLE MARKETS UK LTD?
- RIPPLE MARKETS UK LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is RIPPLE MARKETS UK LTD's licence or FRN number?
- RIPPLE MARKETS UK LTD's licence reference number is 1028021. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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