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Payoneer Europe Limited logo

Payoneer

Ireland

Legal name: Payoneer Europe Limited

3.9(68 ratings)ActiveEMI
View on register

Licence number

C189473

Authorised since

23 Dec 2019

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
SpecialistTier C

Authorised for 4 payment-services activities.

Tenure
MatureTier B

Authorised 6 years ago.

About this institution

Verified active. Payoneer Europe Limited holds a current Irish e-money licence issued by the Central Bank of Ireland. The licence authorises safeguarding of customer funds, execution of payment transactions on a payment account, issuance of electronic money, and issuing payment instruments.

Passporting reaches 29 EEA host states. The licence is passported into Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.

Licence granted 23 December 2019. The register records active status. Central Bank of Ireland, licence reference C189473, active, as recorded in the register as of the last cross-check.

Licence timeline

3 dated events

Dated events for Payoneer, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Central Bank of Ireland register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Central Bank of Ireland

Position in the Ireland register

Ireland EMIs

30

Active

30

Full / small licences

30 / 0

Licence age rank

12/30

Payoneer is one of 30 e-money institutions on the Ireland register, 30 of which are currently active. Its licence is the 12th oldest of the 30 dated Ireland EMI authorisations, one of 10 granted in 2019.

Is your money safe with Payoneer?

Payoneer holds an e-money authorisation from Central Bank of Ireland, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, Payoneer can provide services across the following EEA jurisdictions, in addition to its home authorisation in Ireland.

  • BelgiumBelgium5
  • LithuaniaLithuania5
  • EstoniaEstonia5
  • SwedenSweden5
  • MaltaMalta5
  • IcelandIceland5
  • DenmarkDenmark5
  • ItalyItaly5
  • CyprusCyprus5
  • LatviaLatvia5
  • NetherlandsNetherlands5
  • CroatiaCroatia5
  • SpainSpain5
  • LiechtensteinLiechtenstein5
  • PolandPoland5
  • Czech RepublicCzech Republic5
  • FinlandFinland5
  • AustriaAustria5
  • RomaniaRomania5
  • LuxembourgLuxembourg5
  • GreeceGreece5
  • SlovakiaSlovakia5
  • PortugalPortugal5
  • HungaryHungary5
  • SloveniaSlovenia5
  • GermanyGermany5
  • BulgariaBulgaria5
  • NorwayNorway5
  • FranceFrance5

Authorised activities (PSD2 / EMD2)

Payment-services activities Payoneer is permitted to carry out under its licence, as recorded in the register.

  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Issuance of electronic moneyEMI_ISSUANCE
  • Execution of payment transactions on a payment accountPSD2_3
  • Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is Payoneer a licensed e-money institution?
Yes. Payoneer holds EMI authorisation from Central Bank of Ireland in Ireland, licence reference C189473. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Payoneer?
Payoneer is authorised and supervised by Central Bank of Ireland in Ireland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Payoneer's licence or FRN number?
Payoneer's licence reference number is C189473. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is Payoneer authorised in other EEA countries?
Yes. Payoneer is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Ireland

View all institutions in Ireland →

Registered office

Street
6th Floor, 2 Grand Canal Square
City
Dublin 2, Not Available

Ratings & reader notes

68 ratings · 0 written notes

3.9(68 ratings)
  • 5★35
  • 4★13
  • 3★6
  • 2★4
  • 1★10

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