Paynovate

About this institution

Dated events for Paynovate, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the National Bank of Belgium register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 26 Mar 2019

   Licence granted by the National Bank of Belgium

Position in the Belgium register

Paynovate is one of 8 e-money institutions on the Belgium register, 8 of which are currently active. Its licence is the 7th oldest of the 8 dated Belgium EMI authorisations, one of 2 granted in 2019.

Is your money safe with Paynovate?

Paynovate holds an e-money authorisation from National Bank of Belgium, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, Paynovate can provide services across the following EEA jurisdictions, in addition to its home authorisation in Belgium.

• Ireland11
• Czech Republic11
• Luxembourg11
• Germany11
• Austria11
• Spain11
• Romania11
• Liechtenstein11
• Slovakia11
• Lithuania11
• Cyprus11
• Italy11
• Denmark11
• Netherlands11
• Croatia11
• Latvia3
• Estonia11
• Portugal11
• Finland11
• Greece11
• France11
• Slovenia11
• Hungary11
• Norway11
• Bulgaria11
• Sweden11
• Malta11
• Poland11
• Iceland11

Authorised activities (PSD2 / EMD2)

Payment-services activities Paynovate is permitted to carry out under its licence, as recorded in the register.

• ✓Payment initiation services (PIS)PSD2_7
• ✓Execution of payment transactions where funds are covered by credit linePSD2_4
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Account information services (AIS)PSD2_8

Frequently asked questions

Is Paynovate a licensed e-money institution?

Yes. Paynovate holds EMI authorisation from National Bank of Belgium in Belgium, licence reference 0506763929. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Paynovate?

Paynovate is authorised and supervised by National Bank of Belgium in Belgium. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Paynovate's licence or FRN number?

Paynovate's licence reference number is 0506763929. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is Paynovate authorised in other EEA countries?

Yes. Paynovate is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Belgium

• Buy Way Personal Finance
• Fimaser
• HiPay ME
• Imagor
• PPS EU
• RES PREPAID (geschrapt, faillissement per 18 04 2019)/RES PREPAID (radié, en faillite depuis le 18 04 2019)
• Worldline Financial Solutions NV SA

View all institutions in Belgium →

Registered office

Street

Cantersteen 47

City

Brussel, 1000