
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- RegionalTier C
- Scope
- Full-serviceTier A
- Tenure
- EstablishedTier A
Passports into 4 EEA jurisdictions.
Authorised for 10 payment-services activities.
Authorised 13 years ago.
About this institution
Verified active against the National Bank of Belgium register. Buy Way Personal Finance holds current EMI authorisation under licence reference 0400282277, granted 7 May 2013. The entity is authorised to issue electronic money, execute payment transactions on accounts, provide payment initiation services, and offer account information services. The licence also covers cash deposit and withdrawal services, money remittance, acquiring of payment transactions, and safeguarding of customer funds. The scope reflects a broad service perimeter across retail payment and e-money functions.
The Belgian licence permits passporting into four EEA host states: France, Germany, Luxembourg, and the Netherlands. This cross-border reach allows the entity to serve customers and merchant networks across these jurisdictions under a single authorisation framework.
As recorded in the register, operational status is active as at the last cross-check. The National Bank of Belgium, licence reference 0400282277, confirms the entity's authorisation continues.
EEA passporting
4 jurisdictionsUnder the EU passporting regime, Buy Way Personal Finance can provide services across the following EEA jurisdictions, in addition to its home authorisation in Belgium.
Germany12
Luxembourg12
France12
Netherlands12
Authorised activities (PSD2 / EMD2)
Payment-services activities Buy Way Personal Finance is permitted to carry out under its licence, as recorded in the register.
- Cash withdrawal services on a payment accountPSD2_2
- Payment initiation services (PIS)PSD2_7
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Account information services (AIS)PSD2_8
- Execution of payment transactions on a payment accountPSD2_3
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Issuance of electronic moneyEMI_ISSUANCE
- Money remittancePSD2_6
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is Buy Way Personal Finance a licensed e-money institution?
- Yes. Buy Way Personal Finance holds EMI authorisation from National Bank of Belgium in Belgium, licence reference 0400282277. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Buy Way Personal Finance?
- Buy Way Personal Finance is authorised and supervised by National Bank of Belgium in Belgium. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Buy Way Personal Finance's licence or FRN number?
- Buy Way Personal Finance's licence reference number is 0400282277. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Buy Way Personal Finance authorised in other EEA countries?
- Yes. Buy Way Personal Finance is passported to 4 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Belgium
Registered office
- Street
- Boudewijnlaan 29 bus 2/Boulevard Baudouin 29 bus 2
- City
- Brussel/Bruxelles, 1000
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