Buy Way Personal Finance

About this institution

Dated events for Buy Way Personal Finance, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the National Bank of Belgium register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 07 May 2013

   Licence granted by the National Bank of Belgium

Position in the Belgium register

Buy Way Personal Finance is one of 8 e-money institutions on the Belgium register, 8 of which are currently active. Its licence is the 4th oldest of the 8 dated Belgium EMI authorisations, one of 3 granted in 2013.

Is your money safe with Buy Way Personal Finance?

Buy Way Personal Finance holds an e-money authorisation from National Bank of Belgium, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, Buy Way Personal Finance can provide services across the following EEA jurisdictions, in addition to its home authorisation in Belgium.

• France12
• Germany12
• Netherlands12
• Luxembourg12

Authorised activities (PSD2 / EMD2)

Payment-services activities Buy Way Personal Finance is permitted to carry out under its licence, as recorded in the register.

• ✓Cash deposit services on a payment accountPSD2_1
• ✓Payment initiation services (PIS)PSD2_7
• ✓Account information services (AIS)PSD2_8
• ✓Execution of payment transactions where funds are covered by credit linePSD2_4
• ✓Money remittancePSD2_6
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Cash withdrawal services on a payment accountPSD2_2
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is Buy Way Personal Finance a licensed e-money institution?

Yes. Buy Way Personal Finance holds EMI authorisation from National Bank of Belgium in Belgium, licence reference 0400282277. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Buy Way Personal Finance?

Buy Way Personal Finance is authorised and supervised by National Bank of Belgium in Belgium. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Buy Way Personal Finance's licence or FRN number?

Buy Way Personal Finance's licence reference number is 0400282277. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is Buy Way Personal Finance authorised in other EEA countries?

Yes. Buy Way Personal Finance is passported to 4 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Belgium

• Fimaser
• HiPay ME
• Imagor
• Paynovate
• PPS EU
• RES PREPAID (geschrapt, faillissement per 18 04 2019)/RES PREPAID (radié, en faillite depuis le 18 04 2019)
• Worldline Financial Solutions NV SA

View all institutions in Belgium →

Registered office

Street

Boudewijnlaan 29 bus 2/Boulevard Baudouin 29 bus 2

City

Brussel/Bruxelles, 1000