Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active. Paymentsense Limited holds a current EMI licence (900925) issued by the Financial Conduct Authority. The licence authorises issuance of electronic money; safeguarding of customer funds; and distribution and redemption of electronic money.
No passporting to other EEA states is recorded, and the licence was granted 21 August 2019.
The register lists reference 900925, issued by the FCA, status active as at the last cross-check.
Licence timeline
3 dated eventsDated events for Paymentsense Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
133/287
Paymentsense Limited is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 133rd oldest of the 287 dated United Kingdom EMI authorisations, one of 33 granted in 2019.
Is your money safe with Paymentsense Limited?
Paymentsense Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Paymentsense Limited is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is Paymentsense Limited a licensed e-money institution?
- Yes. Paymentsense Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900925. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Paymentsense Limited?
- Paymentsense Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Paymentsense Limited's licence or FRN number?
- Paymentsense Limited's licence reference number is 900925. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
1 rating · 0 written notes
- 5★0
- 4★0
- 3★1
- 2★0
- 1★0
Readers can leave a star rating with or without a written note. Written notes appear below; ratings without a note are counted here.
Share what you know about Paymentsense Limited. Guest comments - no account required. Be kind and on-topic.
No reader notes yet. Be the first to share what you know about this institution.