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Payhound Limited

Malta
4.0(126 ratings)ActiveEMI
View on register

Licence number

C 86493

Authorised since

02 Mar 2026

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
Multi-serviceTier B

Authorised for 5 payment-services activities.

Tenure
NewTier D

Authorised within the last year.

About this institution

Verified active against the Malta Financial Services Authority register. Payhound Limited holds current licence C 86493, granted 2 March 2026. The entity is authorised to provide cash deposit services on a payment account, cash withdrawal services on a payment account, execution of payment transactions on a payment account, issuance of electronic money, and safeguarding of customer funds. These five activity classes define the scope of the e-money licence as recorded.

The licence permits cross-border operation into 29 EEA host states. The register lists Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. Passporting reach is comprehensive across the European Economic Area.

Data note: licence-granted date is recorded in the register. Operational status as at the last cross-check is active. The Malta Financial Services Authority licence reference C 86493 confirms the entity's authorisation continues.

Licence timeline

3 dated events

Dated events for Payhound Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Malta Financial Services Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Malta Financial Services Authority

Position in the Malta register

Malta EMIs

43

Active

43

Full / small licences

43 / 0

Licence age rank

42/43

Payhound Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 42nd oldest of the 43 dated Malta EMI authorisations, one of 2 granted in 2026.

Is your money safe with Payhound Limited?

Payhound Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, Payhound Limited can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.

  • IcelandIceland5
  • HungaryHungary5
  • SpainSpain5
  • NorwayNorway5
  • GreeceGreece5
  • PortugalPortugal5
  • LiechtensteinLiechtenstein5
  • IrelandIreland5
  • FinlandFinland5
  • DenmarkDenmark5
  • SwedenSweden5
  • BulgariaBulgaria5
  • BelgiumBelgium5
  • PolandPoland5
  • LithuaniaLithuania5
  • FranceFrance5
  • SloveniaSlovenia5
  • LuxembourgLuxembourg5
  • CroatiaCroatia5
  • ItalyItaly5
  • LatviaLatvia5
  • AustriaAustria5
  • Czech RepublicCzech Republic5
  • SlovakiaSlovakia5
  • GermanyGermany5
  • NetherlandsNetherlands5
  • RomaniaRomania5
  • EstoniaEstonia5
  • CyprusCyprus5

Authorised activities (PSD2 / EMD2)

Payment-services activities Payhound Limited is permitted to carry out under its licence, as recorded in the register.

  • Cash withdrawal services on a payment accountPSD2_2
  • Safeguarding of customer fundsSAFEGUARDING
  • Execution of payment transactions on a payment accountPSD2_3
  • Cash deposit services on a payment accountPSD2_1
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is Payhound Limited a licensed e-money institution?
Yes. Payhound Limited holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C 86493. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates Payhound Limited?
Payhound Limited is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is Payhound Limited's licence or FRN number?
Payhound Limited's licence reference number is C 86493. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is Payhound Limited authorised in other EEA countries?
Yes. Payhound Limited is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in Malta

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Registered office

Street
Level 0A, Centris Business Gateway II, Triq is-Salib tal-Imriehel, Zone 3, Central Business District
City
Birkirkara, CBD 3020

Ratings & reader notes

126 ratings · 0 written notes

4.0(126 ratings)
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