Regulator
Licence number
C 86493
Authorised since
02 Mar 2026
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- NewTier D
Passports into 29 EEA jurisdictions.
Authorised for 5 payment-services activities.
Authorised within the last year.
About this institution
Verified active. Payhound Limited holds a current Malta electronic money licence issued by the Malta Financial Services Authority. The licence authorises safeguarding of customer funds. It also permits cash withdrawal services on a payment account. Issuance of electronic money is authorised. Cash deposit services on a payment account are allowed. Execution of payment transactions on a payment account is authorised.
The licence is passported into 29 EEA host states. The licence covers Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece. Extends to Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.
The licence was granted on 2 March 2026. Reference C 86493 is recorded by the Malta Financial Services Authority. The registry confirms active status as of the last cross-check.
Licence timeline
3 dated eventsDated events for Payhound Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
42/43
Payhound Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 42nd oldest of the 43 dated Malta EMI authorisations, one of 2 granted in 2026.
Is your money safe with Payhound Limited?
Payhound Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Payhound Limited can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.
Estonia5
Luxembourg5
Greece5
Poland5
Lithuania5
Latvia5
Bulgaria5
Belgium5
Spain5
Italy5
Portugal5
Denmark5
Ireland5
Germany5
Slovakia5
Hungary5
Iceland5
Netherlands5
Austria5
Slovenia5
Liechtenstein5
Romania5
Croatia5
Sweden5
France5
Norway5
Cyprus5
Finland5
Czech Republic5
Authorised activities (PSD2 / EMD2)
Payment-services activities Payhound Limited is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Cash withdrawal services on a payment accountPSD2_2
- Safeguarding of customer fundsSAFEGUARDING
- Cash deposit services on a payment accountPSD2_1
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is Payhound Limited a licensed e-money institution?
- Yes. Payhound Limited holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C 86493. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Payhound Limited?
- Payhound Limited is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Payhound Limited's licence or FRN number?
- Payhound Limited's licence reference number is C 86493. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Payhound Limited authorised in other EEA countries?
- Yes. Payhound Limited is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- Level 0A, Centris Business Gateway II, Triq is-Salib tal-Imriehel, Zone 3, Central Business District
- City
- Birkirkara, CBD 3020
Ratings & reader notes
126 ratings · 0 written notes
- 5★58
- 4★35
- 3★16
- 2★7
- 1★10
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