Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- GrowingTier C
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 2 years ago.
About this institution
Verified active. PAYHAWK FINANCIAL SERVICES LIMITED is a United Kingdom electronic money institution. The Financial Conduct Authority authorises issuance of electronic money, safeguarding of customer funds, and distribution and redemption of electronic money.
No passporting information is recorded for this licence, so the authorisation does not explicitly extend to other EEA states.
Licence reference 987096 was granted on 12 January 2024. The register lists the operational status as active. The FCA registers PAYHAWK FINANCIAL SERVICES LIMITED with licence reference 987096, status active at last cross-check.
Licence timeline
3 dated eventsDated events for PAYHAWK FINANCIAL SERVICES LIMITED, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
242/287
PAYHAWK FINANCIAL SERVICES LIMITED is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 242nd oldest of the 287 dated United Kingdom EMI authorisations, one of 10 granted in 2024.
Is your money safe with PAYHAWK FINANCIAL SERVICES LIMITED?
PAYHAWK FINANCIAL SERVICES LIMITED holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities PAYHAWK FINANCIAL SERVICES LIMITED is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is PAYHAWK FINANCIAL SERVICES LIMITED a licensed e-money institution?
- Yes. PAYHAWK FINANCIAL SERVICES LIMITED holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 987096. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates PAYHAWK FINANCIAL SERVICES LIMITED?
- PAYHAWK FINANCIAL SERVICES LIMITED is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is PAYHAWK FINANCIAL SERVICES LIMITED's licence or FRN number?
- PAYHAWK FINANCIAL SERVICES LIMITED's licence reference number is 987096. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
0 written notes
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