Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. Payen Limited holds licence 900043 issued by the FCA on 30 April 2018. The authorisation covers issuance of electronic money, safeguarding customer funds, and distribution and redemption of electronic money.
No EEA passporting is recorded for Payen Limited. Licence activity is limited to the United Kingdom.
Data note: licence granted 30 April 2018. The register lists operational status as active as at the last cross-check. FCA reference number 900043 confirms this status.
Licence timeline
3 dated eventsDated events for Payen Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
40/287
Payen Limited is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 40th oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018.
Is your money safe with Payen Limited?
Payen Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Payen Limited is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is Payen Limited a licensed e-money institution?
- Yes. Payen Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900043. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Payen Limited?
- Payen Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Payen Limited's licence or FRN number?
- Payen Limited's licence reference number is 900043. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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