Regulator
Licence number
C 109162
Authorised since
24 Oct 2024
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- NewTier D
Passports into 29 EEA jurisdictions.
Authorised for 8 payment-services activities.
Authorised under 2 years ago.
About this institution
Verified active. Paydo EU Ltd holds a current Maltese e-money licence (C 109162) granted by the Malta Financial Services Authority. Its authorisation covers issuance of electronic money, cash deposit services on a payment account, safeguarding of customer funds. The licence also permits money remittance, payment initiation services, issuing and acquiring payment instruments. Execution of payment transactions on a payment account and account information services are also included.
Passporting extends to 29 EEA member states, offering cross-border coverage across the European economy. Key jurisdictions include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. The total passporting count matches the number of listed host states, confirming full EEA reach. No additional EEA states are currently on the list, indicating no unknown or unreported passporting.
Licence granted on 24 October 2024, recorded without gaps or missing information. The register lists the entity's current licence and operational status as active. No data note indicates any discrepancies in the authorised activities or passporting list. The Malta Financial Services Authority confirms reference C 109162 and status active at the last cross-check. The register record provides a single source for licence verification, without additional commentary. The entity's authorisation continues to meet regulatory requirements as documented.
Licence timeline
3 dated eventsDated events for Paydo EU Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
34/43
Paydo EU Ltd is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 34th oldest of the 43 dated Malta EMI authorisations, one of 8 granted in 2024.
Is your money safe with Paydo EU Ltd?
Paydo EU Ltd holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Paydo EU Ltd can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.
Austria10
Czech Republic10
Lithuania10
Slovenia10
Luxembourg10
Norway10
Ireland10
Sweden10
Slovakia10
Iceland10
Latvia10
Hungary10
Germany10
Belgium10
Romania10
Denmark10
Poland10
Finland10
Croatia10
Spain10
Estonia10
Portugal10
Greece10
France10
Netherlands10
Bulgaria10
Italy10
Cyprus10
Liechtenstein10
Authorised activities (PSD2 / EMD2)
Payment-services activities Paydo EU Ltd is permitted to carry out under its licence, as recorded in the register.
- Payment initiation services (PIS)PSD2_7
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Safeguarding of customer fundsSAFEGUARDING
- Account information services (AIS)PSD2_8
- Cash deposit services on a payment accountPSD2_1
- Money remittancePSD2_6
- Issuance of electronic moneyEMI_ISSUANCE
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is Paydo EU Ltd a licensed e-money institution?
- Yes. Paydo EU Ltd holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C 109162. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Paydo EU Ltd?
- Paydo EU Ltd is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Paydo EU Ltd's licence or FRN number?
- Paydo EU Ltd's licence reference number is C 109162. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Paydo EU Ltd authorised in other EEA countries?
- Yes. Paydo EU Ltd is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- 6, Triq IS-SUQ
- City
- Floriana, FRN 1082
Ratings & reader notes
73 ratings · 0 written notes
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- 1★5
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