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Licensed EMIsSee verified EMIs

PAPAYA LTD

Malta
4.0(58 notes)ActiveEMI
View on register

Regulator

Malta Financial Services Authority

Licence number

C55146

Authorised since

30 Apr 2012

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
Multi-serviceTier B

Authorised for 7 payment-services activities.

Tenure
EstablishedTier A

Authorised 14 years ago.

About this institution

Verified active. Papaya Ltd holds a current e-money licence issued by Malta's Financial Services Authority on 30 April 2012. The licence, reference C55146, authorises a broad set of payment and money services. The entity may conduct cash deposit and withdrawal services on payment accounts. It executes payment transactions both on standard accounts and where funds are covered by a credit line. Papaya Ltd is also authorised to issue electronic money, issue payment instruments, acquire payment transactions, and safeguard customer funds on behalf of its clients.

The entity's authorisation extends across 29 EEA host states. Principal passporting jurisdictions include Germany, France, Spain, Italy, the Netherlands, and Poland. The licence is also recognised in Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Norway, Portugal, Romania, Slovakia, Slovenia, and Sweden.

As recorded in the Malta Financial Services Authority register, Papaya Ltd's operational status is active. The licence granted date is documented. Cross-checked against the authorising register as at the last verification point: Malta Financial Services Authority, licence reference C55146, status active.

EEA passporting

29 jurisdictions

Under the EU passporting regime, PAPAYA LTD can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.

  • IrelandIreland8
  • BelgiumBelgium8
  • IcelandIceland8
  • FinlandFinland8
  • LatviaLatvia8
  • NetherlandsNetherlands8
  • EstoniaEstonia8
  • HungaryHungary8
  • CroatiaCroatia8
  • PolandPoland8
  • RomaniaRomania8
  • Czech RepublicCzech Republic8
  • LithuaniaLithuania8
  • FranceFrance8
  • SwedenSweden8
  • GreeceGreece9
  • DenmarkDenmark8
  • LuxembourgLuxembourg8
  • SpainSpain9
  • NorwayNorway8
  • GermanyGermany8
  • PortugalPortugal8
  • CyprusCyprus8
  • ItalyItaly9
  • SlovakiaSlovakia8
  • BulgariaBulgaria8
  • AustriaAustria8
  • SloveniaSlovenia8
  • LiechtensteinLiechtenstein8

Authorised activities (PSD2 / EMD2)

Payment-services activities PAPAYA LTD is permitted to carry out under its licence, as recorded in the register.

  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Cash withdrawal services on a payment accountPSD2_2
  • Execution of payment transactions on a payment accountPSD2_3
  • Safeguarding of customer fundsSAFEGUARDING
  • Execution of payment transactions where funds are covered by credit linePSD2_4
  • Issuance of electronic moneyEMI_ISSUANCE
  • Cash deposit services on a payment accountPSD2_1

Frequently asked questions

Is PAPAYA LTD a licensed e-money institution?
Yes. PAPAYA LTD holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C55146. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates PAPAYA LTD?
PAPAYA LTD is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is PAPAYA LTD's licence or FRN number?
PAPAYA LTD's licence reference number is C55146. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is PAPAYA LTD authorised in other EEA countries?
Yes. PAPAYA LTD is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street
Level 1, Suite no. 5, Tower Business Centre, Tower Street, Swatar
City
Birkirkara, BKR 4013

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