Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised under 2 years ago.
About this institution
Verified active. PANPAY UK LTD operates under a current licence granted by the Financial Conduct Authority on 4 June 2025. The authorisation covers safeguarding of customer funds, issuance of electronic money, and distribution and redemption of electronic money.
No passporting data is listed for cross-border operations in the register.
Licence granted on 4 June 2025. The register confirms reference number 1015835 and status as active as at the last cross-check.
Licence timeline
3 dated eventsDated events for PANPAY UK LTD, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
255/287
PANPAY UK LTD is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 255th oldest of the 287 dated United Kingdom EMI authorisations, one of 19 granted in 2025.
Is your money safe with PANPAY UK LTD?
PANPAY UK LTD holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities PANPAY UK LTD is permitted to carry out under its licence, as recorded in the register.
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is PANPAY UK LTD a licensed e-money institution?
- Yes. PANPAY UK LTD holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1015835. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates PANPAY UK LTD?
- PANPAY UK LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is PANPAY UK LTD's licence or FRN number?
- PANPAY UK LTD's licence reference number is 1015835. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
0 written notes
Share what you know about PANPAY UK LTD. Guest comments - no account required. Be kind and on-topic.
No reader notes yet. Be the first to share what you know about this institution.