Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active. Optimus Cards UK Limited holds a current UK e-money licence from the Financial Conduct Authority, reference 902034, granted 22 November 2018. The licence authorises the issuance of electronic money, distribution and redemption of electronic money, and safeguarding of customer funds.
The licence is limited to the United Kingdom and does not carry a passport to other EEA states; no EEA host states are listed in the register.
Data note: the licence record contains no passporting entries and confirms active status. The register lists reference 902034, issued by the Financial Conduct Authority, status active as of the last cross-check.
Licence timeline
3 dated eventsDated events for Optimus Cards UK Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
107/287
Optimus Cards UK Limited is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 107th oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018.
Is your money safe with Optimus Cards UK Limited?
Optimus Cards UK Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Optimus Cards UK Limited is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is Optimus Cards UK Limited a licensed e-money institution?
- Yes. Optimus Cards UK Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 902034. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Optimus Cards UK Limited?
- Optimus Cards UK Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Optimus Cards UK Limited's licence or FRN number?
- Optimus Cards UK Limited's licence reference number is 902034. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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