Regulator
Licence number
C 75580
Authorised since
06 May 2019
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- MatureTier B
Passports into 29 EEA jurisdictions.
Authorised for 7 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active. Openpayd Financial Services Malta Limited holds a current licence issued by the Malta Financial Services Authority under reference C 75580. The entity is authorised to provide cash deposit and withdrawal services on payment accounts. It may execute payment transactions, issue electronic money, and issue and acquire payment instruments. Money remittance and safeguarding of customer funds are also within scope.
The licence extends across 29 EEA host states. Principal jurisdictions include Germany, France, Spain, Italy, the Netherlands, Poland, and Austria. The register also records passporting into Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Greece, Hungary, Iceland, Ireland, Latvia, Liechtenstein, Lithuania, Luxembourg, Norway, Portugal, Romania, Slovakia, Slovenia, and Sweden.
The licence was granted on 6 May 2019. Operational status is recorded as active as at the last register cross-check. The Malta Financial Services Authority, reference C 75580, continues to hold the authorisation on file.
Licence timeline
3 dated eventsDated events for Openpayd Financial Services Malta Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
17/43
Openpayd Financial Services Malta Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 17th oldest of the 43 dated Malta EMI authorisations.
Is your money safe with Openpayd Financial Services Malta Limited?
Openpayd Financial Services Malta Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Openpayd Financial Services Malta Limited can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.
Luxembourg8
Austria8
Bulgaria8
Estonia8
Hungary8
Germany8
Iceland8
Spain8
Norway8
Denmark8
Slovenia8
France8
Belgium8
Cyprus8
Czech Republic8
Finland8
Ireland8
Liechtenstein8
Italy8
Lithuania8
Sweden8
Romania8
Latvia8
Greece8
Slovakia8
Portugal8
Croatia8
Netherlands8
Poland8
Authorised activities (PSD2 / EMD2)
Payment-services activities Openpayd Financial Services Malta Limited is permitted to carry out under its licence, as recorded in the register.
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Money remittancePSD2_6
- Safeguarding of customer fundsSAFEGUARDING
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions on a payment accountPSD2_3
- Cash withdrawal services on a payment accountPSD2_2
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is Openpayd Financial Services Malta Limited a licensed e-money institution?
- Yes. Openpayd Financial Services Malta Limited holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C 75580. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Openpayd Financial Services Malta Limited?
- Openpayd Financial Services Malta Limited is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Openpayd Financial Services Malta Limited's licence or FRN number?
- Openpayd Financial Services Malta Limited's licence reference number is C 75580. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Openpayd Financial Services Malta Limited authorised in other EEA countries?
- Yes. Openpayd Financial Services Malta Limited is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- Level 0, St. Julians Business Centre, Triq Elija Zammit
- City
- St. Julians, STJ3155
Ratings & reader notes
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- 1★1
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