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Licensed EMIsSee verified EMIs

MORNING

France
Not yet ratedActiveEMI
View on register

Licence number

792235061

Authorised since

05 Sept 2018

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
Multi-serviceTier B

Authorised for 5 payment-services activities.

Tenure
MatureTier B

Authorised 8 years ago.

About this institution

Verified active. MORNING is authorised by the Autorité de Contrôle Prudentiel et de Résolution to issue electronic money. It issues payment instruments and acquires payment transactions. It safeguards customer funds, offers cash withdrawals, and executes payment transactions on a payment account.

The licence was granted 5 September 2018. No passporting information is recorded. The authorisation continues.

The register lists entity under reference number 792235061, regulated by Autorité de Contrôle Prudentiel et de Résolution, status active.

Licence timeline

3 dated events

Dated events for MORNING, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Autorite de Controle Prudentiel et de Resolution register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Autorite de Controle Prudentiel et de Resolution

Position in the France register

France EMIs

30

Active

30

Full / small licences

29 / 1

Licence age rank

10/30

MORNING is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 10th oldest of the 30 dated France EMI authorisations, one of 2 granted in 2018.

Is your money safe with MORNING?

MORNING holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities MORNING is permitted to carry out under its licence, as recorded in the register.

  • Execution of payment transactions on a payment accountPSD2_3
  • Safeguarding of customer fundsSAFEGUARDING
  • Cash withdrawal services on a payment accountPSD2_2
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is MORNING a licensed e-money institution?
Yes. MORNING holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 792235061. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates MORNING?
MORNING is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is MORNING's licence or FRN number?
MORNING's licence reference number is 792235061. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in France

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Registered office

Street
60 RUE BUISSONNIERE
City
LABEGE, 31670

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