Skip to content

Cross-checked against the FCA + EBA registers

Licensed EMIsSee verified EMIs

MONTIFY LTD

United Kingdom
Not yet ratedActiveEMI
View on register

Regulator

Financial Conduct Authority

Licence number

901069

Authorised since

04 Aug 2020

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 3 payment-services activities.

Tenure
MatureTier B

Authorised 6 years ago.

About this institution

Verified active. MONTIFY LTD is an authorised electronic money institution under the FCA, licensed 901069. It safeguards customer funds, issues electronic money, and distributes and redeems electronic money.

No EEA passporting information is recorded for this institution.

Licence granted 4 August 2020, as recorded in the register. The register lists the FCA, reference number 901069, active status as at the last cross-check.

Licence timeline

3 dated events

Dated events for MONTIFY LTD, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Financial Conduct Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Financial Conduct Authority

Position in the United Kingdom register

United Kingdom EMIs

474

Active

289

Full / small licences

403 / 71

Licence age rank

165/287

MONTIFY LTD is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 165th oldest of the 287 dated United Kingdom EMI authorisations, one of 39 granted in 2020.

Is your money safe with MONTIFY LTD?

MONTIFY LTD holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities MONTIFY LTD is permitted to carry out under its licence, as recorded in the register.

  • Distribution and redemption of electronic moneyEMI_DISTRIBUTION
  • Safeguarding of customer fundsSAFEGUARDING
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is MONTIFY LTD a licensed e-money institution?
Yes. MONTIFY LTD holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 901069. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
Who regulates MONTIFY LTD?
MONTIFY LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is MONTIFY LTD's licence or FRN number?
MONTIFY LTD's licence reference number is 901069. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in United Kingdom

View all institutions in United Kingdom →

Ratings & reader notes

0 written notes

Share what you know about MONTIFY LTD. Guest comments - no account required. Be kind and on-topic.

No reader notes yet. Be the first to share what you know about this institution.