Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- Multi-serviceTier B
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 7 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active; Mobyyou B.V. holds a current Dutch e-money licence as of the last check. The licence authorises cash withdrawal services on a payment account, allowing customers to retrieve funds. It also permits execution of payment transactions where funds are covered by a credit line, enabling credit-based transfers. Safeguarding of customer funds is required under the licence, ensuring protection of deposited money. Issuing payment instruments and acquiring payment transactions are also authorised, covering card-based and electronic payments. Cash deposit services on a payment account are permitted, allowing customers to add funds to their accounts. Execution of payment transactions on a payment account is authorized, enabling transfers directly from the account. Issuance of electronic money is also covered, granting the ability to issue e-money to users.
The register records no cross-border passporting for this licence, and no EEA host states appear. Thus, the licence's operational scope is confined to the Netherlands only.
The licence was granted 19 February 2019 under reference R135780 by De Nederlandsche Bank, and remains in an active status as of the last register cross-check. No regulatory actions or complaints are recorded against the licence in the register. The entity's authorisation continues to be recognised by De Nederlandsche Bank.
Licence timeline
3 dated eventsDated events for Mobyyou B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
65
Active
64
Full / small licences
33 / 32
Licence age rank
7/65
Mobyyou B.V. is one of 65 e-money institutions on the Netherlands register, 64 of which are currently active. Its licence is the 7th oldest of the 65 dated Netherlands EMI authorisations, one of 20 granted in 2019. As a small-EMI registration it operates domestically only - 32 of the 65 Netherlands entries use this lighter regime.
Is your money safe with Mobyyou B.V.?
Mobyyou B.V. holds a small-EMI registration from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities Mobyyou B.V. is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Cash withdrawal services on a payment accountPSD2_2
- Issuance of electronic moneyEMI_ISSUANCE
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is Mobyyou B.V. a licensed e-money institution?
- Yes. Mobyyou B.V. holds Small EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R135780. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Mobyyou B.V.?
- Mobyyou B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Mobyyou B.V.'s licence or FRN number?
- Mobyyou B.V.'s licence reference number is R135780. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Kennedyplein 201
- City
- EINDHOVEN, 5611ZT
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