MERGE MONEY

About this institution

Dated events for MERGE MONEY, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Autorite de Controle Prudentiel et de Resolution register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 29 Jan 2025

   Licence granted by the Autorite de Controle Prudentiel et de Resolution

Position in the France register

MERGE MONEY is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 28th oldest of the 30 dated France EMI authorisations, one of 2 granted in 2025.

Is your money safe with MERGE MONEY?

MERGE MONEY holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, MERGE MONEY can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.

• Netherlands1
• Bulgaria1
• Germany1
• Estonia1
• Belgium1
• Italy1
• Lithuania1
• Denmark1
• Cyprus1
• Austria1
• Sweden1
• Finland1
• Malta1
• Luxembourg1
• Greece1
• Ireland1
• Latvia1
• Hungary1
• Czech Republic1
• Croatia1
• Poland1
• Slovenia1
• Romania1
• Portugal1
• Slovakia1
• Spain1

Authorised activities (PSD2 / EMD2)

Payment-services activities MERGE MONEY is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is MERGE MONEY a licensed e-money institution?

Yes. MERGE MONEY holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 911052827. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates MERGE MONEY?

MERGE MONEY is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is MERGE MONEY's licence or FRN number?

MERGE MONEY's licence reference number is 911052827. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is MERGE MONEY authorised in other EEA countries?

Yes. MERGE MONEY is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street

229 rue Saint-Honoré

City

PARIS, 75001