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Mellifera Kartiera Limited

Malta
3.8(127 ratings)ActiveEMI
View on register

Regulator

Malta Financial Services Authority

Licence number

C 107685

Authorised since

20 Nov 2024

EEA passports

26

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 26 EEA jurisdictions.

Scope
Multi-serviceTier B

Authorised for 7 payment-services activities.

Tenure
NewTier D

Authorised under 2 years ago.

About this institution

Verified active. MELLIFERA KARTIERA LIMITED, licensed by the Malta Financial Services Authority, holds licence C 107685. The licence authorises account information services (AIS) to provide customer account data. It also safeguards customer funds, ensuring protection of deposited money. Payment initiation services (PIS) allow initiation of transactions on behalf of users. Execution of payment transactions on a payment account is within the licence. Cash withdrawal services on a payment account are permitted. The entity may issue payment instruments and acquire payment transactions. Issuance of electronic money is also authorised. The licence covers a broad range of payment-related functions, including initiation, execution, and withdrawal.

Passporting reaches 26 host states in the European Economic Area. The licence extends to Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden. Each listed state is recognised as an authorised host under the Maltese EMI framework. The extensive list of host states enables the EMI to operate across the EEA. No further host states are recorded in the register.

Data note: licence granted on 20 November 2024, as recorded in the register. The operational status is active as of the last cross-check. The register also records the full passporting reach, confirming 26 host states. The Malta Financial Services Authority, reference C 107685, confirms the licence as active.

Licence timeline

3 dated events

Dated events for Mellifera Kartiera Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Malta Financial Services Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Malta Financial Services Authority

Position in the Malta register

Malta EMIs

43

Active

43

Full / small licences

43 / 0

Licence age rank

35/43

Mellifera Kartiera Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 35th oldest of the 43 dated Malta EMI authorisations, one of 8 granted in 2024.

Is your money safe with Mellifera Kartiera Limited?

Mellifera Kartiera Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

26 jurisdictions

Under the EU passporting regime, Mellifera Kartiera Limited can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.

  • SloveniaSlovenia9
  • LuxembourgLuxembourg9
  • PortugalPortugal9
  • EstoniaEstonia9
  • AustriaAustria9
  • BulgariaBulgaria9
  • Czech RepublicCzech Republic9
  • NetherlandsNetherlands9
  • FinlandFinland9
  • LithuaniaLithuania9
  • CroatiaCroatia9
  • IrelandIreland9
  • CyprusCyprus9
  • SlovakiaSlovakia9
  • SpainSpain9
  • LatviaLatvia9
  • BelgiumBelgium9
  • ItalyItaly9
  • RomaniaRomania9
  • SwedenSweden9
  • HungaryHungary9
  • GermanyGermany9
  • PolandPoland9
  • FranceFrance9
  • DenmarkDenmark9
  • GreeceGreece9

Authorised activities (PSD2 / EMD2)

Payment-services activities Mellifera Kartiera Limited is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Payment initiation services (PIS)PSD2_7
  • Issuance of electronic moneyEMI_ISSUANCE
  • Execution of payment transactions on a payment accountPSD2_3
  • Cash withdrawal services on a payment accountPSD2_2
  • Account information services (AIS)PSD2_8

Frequently asked questions

Is MELLIFERA KARTIERA LIMITED a licensed e-money institution?
Yes. MELLIFERA KARTIERA LIMITED holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C 107685. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates MELLIFERA KARTIERA LIMITED?
MELLIFERA KARTIERA LIMITED is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is MELLIFERA KARTIERA LIMITED's licence or FRN number?
MELLIFERA KARTIERA LIMITED's licence reference number is C 107685. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is MELLIFERA KARTIERA LIMITED authorised in other EEA countries?
Yes. MELLIFERA KARTIERA LIMITED is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Registered office

Street
VILLA MALITAH THE VILLAGE, TRIQ IL- MEDITERRAN
City
SAN GILJAN, STJ 1870

Ratings & reader notes

127 ratings · 0 written notes

3.8(127 ratings)
  • 5★58
  • 4★31
  • 3★13
  • 2★5
  • 1★20

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