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LYF

France
4.0(52 ratings)ActiveEMI
View on register

Regulator

Autorite de Controle Prudentiel et de Resolution

Licence number

330623414

Authorised since

14 Feb 2014

EEA passports

29

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
Pan-EuropeanTier A

Passports into 29 EEA jurisdictions.

Scope
SpecialistTier C

Authorised for 4 payment-services activities.

Tenure
EstablishedTier A

Authorised 12 years ago.

About this institution

Verified active. LYF, registered in France, is authorised by the Autorité de Contrôle Prudentiel et de Résolution. The current licence (ref 330623414) was granted 14 February 2014 and authorises issuance of electronic money, execution of payment transactions on a payment account, safeguarding of customer funds, issuing payment instruments and acquiring payment transactions.

The licence is passported into 29 EEA host states. Notable host states include Germany, Italy, Spain, the Netherlands, Poland, Austria, Belgium, Czech Republic, Denmark, Finland, France, Hungary, Ireland, Luxembourg, Norway, Portugal, Romania, Slovakia, Slovenia, Sweden, and others. This breadth of reach confirms that the licence covers all listed countries.

Data note: the licence-granted date is recorded as 14 February 2014. All authorised activities and passporting states are present in the register with no missing entries. The register confirms the entity's active status as at the last cross-check. Authority: Autorité de Contrôle Prudentiel et de Résolution, reference 330623414, status active.

Licence timeline

3 dated events

Dated events for LYF, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Autorite de Controle Prudentiel et de Resolution register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Autorite de Controle Prudentiel et de Resolution

Position in the France register

France EMIs

30

Active

30

Full / small licences

29 / 1

Licence age rank

4/30

LYF is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 4th oldest of the 30 dated France EMI authorisations.

Is your money safe with LYF?

LYF holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

EEA passporting

29 jurisdictions

Under the EU passporting regime, LYF can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.

  • SwedenSweden4
  • BulgariaBulgaria4
  • SlovakiaSlovakia4
  • IcelandIceland4
  • CroatiaCroatia4
  • DenmarkDenmark4
  • PolandPoland4
  • HungaryHungary4
  • AustriaAustria4
  • CyprusCyprus4
  • RomaniaRomania4
  • LuxembourgLuxembourg4
  • LatviaLatvia4
  • NorwayNorway4
  • BelgiumBelgium4
  • SloveniaSlovenia4
  • NetherlandsNetherlands4
  • PortugalPortugal4
  • Czech RepublicCzech Republic4
  • FinlandFinland4
  • ItalyItaly4
  • EstoniaEstonia4
  • GreeceGreece4
  • LiechtensteinLiechtenstein4
  • IrelandIreland4
  • LithuaniaLithuania4
  • MaltaMalta4
  • SpainSpain4
  • GermanyGermany4

Authorised activities (PSD2 / EMD2)

Payment-services activities LYF is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Execution of payment transactions on a payment accountPSD2_3
  • Issuing payment instruments and acquiring payment transactionsPSD2_5
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is LYF a licensed e-money institution?
Yes. LYF holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 330623414. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates LYF?
LYF is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is LYF's licence or FRN number?
LYF's licence reference number is 330623414. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is LYF authorised in other EEA countries?
Yes. LYF is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in France

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Registered office

Street
4 rue Frédéric-Guillaume
City
STRASBOURG, 67000

Ratings & reader notes

52 ratings · 0 written notes

4.0(52 ratings)
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  • 4★13
  • 3★6
  • 2★6
  • 1★2

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