Is LYDIA SOLUTIONS a licensed e-money institution?

Yes. LYDIA SOLUTIONS holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 534479589. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates LYDIA SOLUTIONS?

LYDIA SOLUTIONS is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is LYDIA SOLUTIONS's licence or FRN number?

LYDIA SOLUTIONS's licence reference number is 534479589. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is LYDIA SOLUTIONS authorised in other EEA countries?

Yes. LYDIA SOLUTIONS is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

LYDIA SOLUTIONS

4.1(106 notes)ActiveEMI

View on register

Regulator

Autorite de Controle Prudentiel et de Resolution

Licence number

534479589

Authorised since

02 Mar 2023

EEA passports

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach: Pan-EuropeanTier A
Scope: Full-serviceTier A
Tenure: GrowingTier C

Pricing snapshot

Editorial · Lydia Standard

Headline fees on the published free / standard plan, taken from the institution’s own fee schedule.

Plan: Lydia Standard
Monthly fee: Free
Card issuance: Not published
Free ATM / month: Not published
ATM fee: Not published
FX markup: Not published
SEPA transfer: Free
SWIFT transfer: Not offered on Standard

Bank-card top-ups free up to EUR 250/month, then 2.5%. Tariffs effective May 2026.

Verified 8 May 2026Source ↗

About this institution

Verified active as at the last cross-check against the Autorite de Controle Prudentiel et de Resolution. LYDIA SOLUTIONS holds a current French e-money licence (reference 534479589) granted on 2 March 2023. The authorisation extends across a broad scope: account information services, cash withdrawal services on a payment account, execution of payment transactions on a payment account, execution of payment transactions where funds are covered by credit line, issuance of electronic money, issuing payment instruments and acquiring payment transactions, payment initiation services, and safeguarding of customer funds.

The entity's authorisation is passported into 26 EEA host states. The register lists these as Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden.

Data note: the licence-granted date is recorded. Cross-check against the ACPR register confirms operational status as active. Reference 534479589 remains the identifying authority record as at the last verification.

EEA passporting

26 jurisdictions

Under the EU passporting regime, LYDIA SOLUTIONS can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.

Belgium12
Poland12
Greece12
Spain12
Latvia12
Netherlands12
Romania12
Malta12
Lithuania12
Slovakia12
Finland12
Croatia12
Germany12
Italy12
Austria12
Luxembourg12
Cyprus12
Hungary12
Czech Republic12
Slovenia12
Denmark12
Ireland12
Portugal12
Sweden12
Bulgaria12
Estonia12

Authorised activities (PSD2 / EMD2)

Payment-services activities LYDIA SOLUTIONS is permitted to carry out under its licence, as recorded in the register.

Issuance of electronic moneyEMI_ISSUANCE
Execution of payment transactions where funds are covered by credit linePSD2_4
Account information services (AIS)PSD2_8
Issuing payment instruments and acquiring payment transactionsPSD2_5
Cash withdrawal services on a payment accountPSD2_2
Execution of payment transactions on a payment accountPSD2_3
Payment initiation services (PIS)PSD2_7
Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is LYDIA SOLUTIONS a licensed e-money institution?: Yes. LYDIA SOLUTIONS holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 534479589. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
Who regulates LYDIA SOLUTIONS?: LYDIA SOLUTIONS is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
What is LYDIA SOLUTIONS's licence or FRN number?: LYDIA SOLUTIONS's licence reference number is 534479589. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Is LYDIA SOLUTIONS authorised in other EEA countries?: Yes. LYDIA SOLUTIONS is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in France

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Registered office

Street: 14 avenue de l'Opéra
City: PARIS, 75001

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