Licence number
534479589
Authorised since
02 Mar 2023
EEA passports
26
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Full-serviceTier A
- Tenure
- GrowingTier C
Passports into 26 EEA jurisdictions.
Authorised for 8 payment-services activities.
Authorised 3 years ago.
Pricing snapshot
Editorial · Lydia StandardHeadline fees on the published free / standard plan, taken from the institution’s own fee schedule.
- Plan
- Lydia Standard
- Monthly fee
- Free
- Card issuance
- Not published
- Free ATM / month
- Not published
- ATM fee
- Not published
- FX markup
- Not published
- SEPA transfer
- Free
- SWIFT transfer
- Not offered on Standard
Bank-card top-ups free up to EUR 250/month, then 2.5%. Tariffs effective May 2026.
Verified 8 May 2026Source ↗
About this institution
Verified active. LYDIA SOLUTIONS holds a French e-money licence issued by the Autorité de Contrôle Prudentiel et de Résolution. Licence reference 534479589 was granted on 2 March 2023. The licence authorises execution of payment transactions where funds are covered by a credit line. Issuance of electronic money and payment initiation services are also permitted. Cash withdrawal services on a payment account and account information services are covered. Execution of payment transactions on a payment account, issuing payment instruments and acquiring payment transactions are included. Safeguarding of customer funds is also part of the licence.
Passporting allows the licence to operate in 26 EEA host states. Key host states include Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden.
Data note: the licence granted date is recorded as 2 March 2023. The authority confirms reference 534479589 for LYDIA SOLUTIONS in France.
Licence timeline
3 dated eventsDated events for LYDIA SOLUTIONS, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Autorite de Controle Prudentiel et de Resolution register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Autorite de Controle Prudentiel et de Resolution
Position in the France register
France EMIs
30
Active
30
Full / small licences
29 / 1
Licence age rank
20/30
LYDIA SOLUTIONS is one of 30 e-money institutions on the France register, 30 of which are currently active. Its licence is the 20th oldest of the 30 dated France EMI authorisations, one of 4 granted in 2023.
Is your money safe with LYDIA SOLUTIONS?
LYDIA SOLUTIONS holds an e-money authorisation from Autorite de Controle Prudentiel et de Resolution, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
26 jurisdictionsUnder the EU passporting regime, LYDIA SOLUTIONS can provide services across the following EEA jurisdictions, in addition to its home authorisation in France.
Croatia12
Netherlands12
Luxembourg12
Lithuania12
Latvia12
Austria12
Finland12
Hungary12
Bulgaria12
Poland12
Slovenia12
Malta12
Estonia12
Czech Republic12
Slovakia12
Denmark12
Greece12
Sweden12
Belgium12
Cyprus12
Romania12
Germany12
Ireland12
Italy12
Spain12
Portugal12
Authorised activities (PSD2 / EMD2)
Payment-services activities LYDIA SOLUTIONS is permitted to carry out under its licence, as recorded in the register.
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Execution of payment transactions on a payment accountPSD2_3
- Payment initiation services (PIS)PSD2_7
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Safeguarding of customer fundsSAFEGUARDING
- Cash withdrawal services on a payment accountPSD2_2
- Issuance of electronic moneyEMI_ISSUANCE
- Account information services (AIS)PSD2_8
Frequently asked questions
- Is LYDIA SOLUTIONS a licensed e-money institution?
- Yes. LYDIA SOLUTIONS holds EMI authorisation from Autorite de Controle Prudentiel et de Resolution in France, licence reference 534479589. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates LYDIA SOLUTIONS?
- LYDIA SOLUTIONS is authorised and supervised by Autorite de Controle Prudentiel et de Resolution in France. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is LYDIA SOLUTIONS's licence or FRN number?
- LYDIA SOLUTIONS's licence reference number is 534479589. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is LYDIA SOLUTIONS authorised in other EEA countries?
- Yes. LYDIA SOLUTIONS is passported to 26 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in France
Registered office
- Street
- 14 avenue de l'Opéra
- City
- PARIS, 75001
Ratings & reader notes
106 ratings · 0 written notes
- 5★54
- 4★30
- 3★8
- 2★4
- 1★10
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