Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 8 years ago.
About this institution
Verified active. LUMON PAY LTD holds a current UK e-money licence under reference 902022, authorising safeguarding of customer funds, issuance of electronic money, and distribution and redemption of electronic money. The regulator is the Financial Conduct Authority. Passporting coverage is listed as zero; no EEA host states apply. A data note confirms no passporting is recorded for this EMI. The register lists the Financial Conduct Authority, reference number 902022, and confirms the entity's authorisation continues.
Licence timeline
3 dated eventsDated events for LUMON PAY LTD, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
94/287
LUMON PAY LTD is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 94th oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018.
Is your money safe with LUMON PAY LTD?
LUMON PAY LTD holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities LUMON PAY LTD is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is LUMON PAY LTD a licensed e-money institution?
- Yes. LUMON PAY LTD holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 902022. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates LUMON PAY LTD?
- LUMON PAY LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is LUMON PAY LTD's licence or FRN number?
- LUMON PAY LTD's licence reference number is 902022. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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