Lumon

About this institution

Dated events for Lumon, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

1. 01 Oct 2026

   Cross-checked against the Central Bank of Ireland register

   Automated daily verification of licence status and reference.

2. 06 Jul 2026

   First verified and added to this directory

3. 13 Dec 2019

   Licence granted by the Central Bank of Ireland

Position in the Ireland register

Lumon is one of 30 e-money institutions on the Ireland register, 30 of which are currently active. Its licence is the 11th oldest of the 30 dated Ireland EMI authorisations, one of 10 granted in 2019.

Is your money safe with Lumon?

Lumon holds an e-money authorisation from Central Bank of Ireland, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Under the EU passporting regime, Lumon can provide services across the following EEA jurisdictions, in addition to its home authorisation in Ireland.

• Latvia4
• Croatia4
• Slovakia4
• Belgium4
• Sweden4
• Spain4
• Hungary4
• Netherlands4
• Finland4
• Poland4
• Malta4
• Portugal4
• Cyprus4
• Germany4
• Greece4
• Estonia4
• Romania4
• Austria4
• Norway4
• Iceland4
• Liechtenstein4
• Lithuania4
• Slovenia4
• Luxembourg4
• France4
• Denmark4
• Italy4
• Czech Republic4
• Bulgaria4

Authorised activities (PSD2 / EMD2)

Payment-services activities Lumon is permitted to carry out under its licence, as recorded in the register.

• ✓Safeguarding of customer fundsSAFEGUARDING
• ✓Issuance of electronic moneyEMI_ISSUANCE
• ✓Execution of payment transactions on a payment accountPSD2_3
• ✓Issuing payment instruments and acquiring payment transactionsPSD2_5

Frequently asked questions

Is Lumon a licensed e-money institution?

Yes. Lumon holds EMI authorisation from Central Bank of Ireland in Ireland, licence reference C186257. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.

Who regulates Lumon?

Lumon is authorised and supervised by Central Bank of Ireland in Ireland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.

What is Lumon's licence or FRN number?

Lumon's licence reference number is C186257. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.

Is Lumon authorised in other EEA countries?

Yes. Lumon is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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• Pecan Expense
• Facebook Payments International Limited
• Gemini Payments Europe Limited
• GVS Prepaid (Europe) Limited

View all institutions in Ireland →

Registered office

Street

2 Dublin Landings, North Wall Quay

City

North Dock, D01 V4A3