Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised 6 years ago.
About this institution
Verified active. Larstal Limited holds a current UK e-money licence issued by the Financial Conduct Authority. The entity's authorisation continues under reference 901001, granted in December 2019. The licence scope covers three core activities: issuance of electronic money, safeguarding of customer funds, and distribution and redemption of electronic money. These are the regulated functions on which the FCA's authorisation rests.
The register records no EEA passporting activity. Larstal operates within the United Kingdom only and has not established a cross-border licensing footprint across the European Economic Area.
Data note: no further detail on operational footprint, service lines, or customer base is recorded in the register. The authorisation status as at the last cross-check remains active under FCA reference 901001.
Licence timeline
3 dated eventsDated events for Larstal Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
144/287
Larstal Limited is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 144th oldest of the 287 dated United Kingdom EMI authorisations, one of 33 granted in 2019.
Is your money safe with Larstal Limited?
Larstal Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities Larstal Limited is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is Larstal Limited a licensed e-money institution?
- Yes. Larstal Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 901001. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates Larstal Limited?
- Larstal Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is Larstal Limited's licence or FRN number?
- Larstal Limited's licence reference number is 901001. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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