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Larstal Limited

United Kingdom
5.0(1 rating)ActiveEMI
View on register

Licence number

901001

Authorised since

03 Dec 2019

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 3 payment-services activities.

Tenure
MatureTier B

Authorised 6 years ago.

About this institution

Verified active. Larstal Limited holds a current UK e-money licence issued by the Financial Conduct Authority. The entity's authorisation continues under reference 901001, granted in December 2019. The licence scope covers three core activities: issuance of electronic money, safeguarding of customer funds, and distribution and redemption of electronic money. These are the regulated functions on which the FCA's authorisation rests.

The register records no EEA passporting activity. Larstal operates within the United Kingdom only and has not established a cross-border licensing footprint across the European Economic Area.

Data note: no further detail on operational footprint, service lines, or customer base is recorded in the register. The authorisation status as at the last cross-check remains active under FCA reference 901001.

Licence timeline

3 dated events

Dated events for Larstal Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Financial Conduct Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence granted by the Financial Conduct Authority

Position in the United Kingdom register

United Kingdom EMIs

474

Active

289

Full / small licences

403 / 71

Licence age rank

144/287

Larstal Limited is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 144th oldest of the 287 dated United Kingdom EMI authorisations, one of 33 granted in 2019.

Is your money safe with Larstal Limited?

Larstal Limited holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities Larstal Limited is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Issuance of electronic moneyEMI_ISSUANCE
  • Distribution and redemption of electronic moneyEMI_DISTRIBUTION

Frequently asked questions

Is Larstal Limited a licensed e-money institution?
Yes. Larstal Limited holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 901001. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
Who regulates Larstal Limited?
Larstal Limited is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is Larstal Limited's licence or FRN number?
Larstal Limited's licence reference number is 901001. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in United Kingdom

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Ratings & reader notes

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