Regulator
Licence number
C106164
Authorised since
22 Jan 2025
EEA passports
12
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Multi-marketTier B
- Scope
- Full-serviceTier A
- Tenure
- NewTier D
Passports into 12 EEA jurisdictions.
Authorised for 9 payment-services activities.
Authorised under 2 years ago.
About this institution
Verified active as of 22 January 2025. IDT Services Limited holds a current e-money institution licence issued by the Malta Financial Services Authority under reference C106164. The licence authorises a broad spectrum of payment and e-money services. These include issuance of electronic money, execution of payment transactions on a payment account, payment initiation services, account information services, issuing payment instruments and acquiring payment transactions, cash deposit and withdrawal services on a payment account, execution of payment transactions where funds are covered by credit line, and safeguarding of customer funds.
The entity's authorisation extends across 12 EEA host states through the passporting mechanism. The register lists Belgium, Denmark, Finland, France, Germany, Ireland, Italy, Luxembourg, Netherlands, Norway, Spain, and Sweden as jurisdictions where this licence is recognised and active.
The licence granted date is recorded in the Malta Financial Services Authority register. Operational status is confirmed as active as at the last cross-check against the register. The entity's authorisation continues under licence reference C106164.
Licence timeline
3 dated eventsDated events for Justcards (Europe) Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
37/43
Justcards (Europe) Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 37th oldest of the 43 dated Malta EMI authorisations, one of 5 granted in 2025.
Is your money safe with Justcards (Europe) Limited?
Justcards (Europe) Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
12 jurisdictionsUnder the EU passporting regime, Justcards (Europe) Limited can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.
Spain12
Finland12
Norway12
Germany12
Italy12
Netherlands12
Denmark12
Belgium12
Luxembourg12
France12
Sweden12
Ireland12
Authorised activities (PSD2 / EMD2)
Payment-services activities Justcards (Europe) Limited is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Account information services (AIS)PSD2_8
- Cash withdrawal services on a payment accountPSD2_2
- Payment initiation services (PIS)PSD2_7
- Safeguarding of customer fundsSAFEGUARDING
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions where funds are covered by credit linePSD2_4
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is Justcards (Europe) Limited a licensed e-money institution?
- Yes. Justcards (Europe) Limited holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C106164. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Justcards (Europe) Limited?
- Justcards (Europe) Limited is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Justcards (Europe) Limited's licence or FRN number?
- Justcards (Europe) Limited's licence reference number is C106164. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Justcards (Europe) Limited authorised in other EEA countries?
- Yes. Justcards (Europe) Limited is passported to 12 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- 85 Triq San Gwann
- City
- Valletta, VLT1165
Ratings & reader notes
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