Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- GrowingTier C
Passports into 29 EEA jurisdictions.
Authorised for 5 payment-services activities.
Authorised 3 years ago.
About this institution
Licence confirmed against the Central Bank of Ireland register. InterPay Limited, trading as Pay to Study, holds a current e-money licence authorised for five distinct activities. The entity is permitted to execute payment transactions on a payment account, issue electronic money, issue payment instruments and acquire payment transactions, provide money remittance services, and safeguard customer funds. All five activities are recorded as active under licence reference C42802.
The licence has been passported across 29 EEA host states. The register lists Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden as host jurisdictions where the entity's authorisation continues to apply.
Data note: the licence was granted on 26 April 2023. Operational status as recorded is active. As at the last cross-check against the Central Bank of Ireland register, InterPay Limited holds reference C42802 and the entity's authorisation stands confirmed.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, Pay to Study can provide services across the following EEA jurisdictions, in addition to its home authorisation in Ireland.
Belgium6
Liechtenstein6
Bulgaria6
Estonia6
Netherlands6
Spain6
Cyprus6
Lithuania6
Romania6
Denmark6
Austria6
Sweden6
Iceland6
Finland6
Portugal6
Slovenia6
Luxembourg6
Malta6
Slovakia6
Greece6
France6
Norway6
Italy6
Poland6
Croatia6
Germany6
Hungary6
Latvia6
Czech Republic6
Authorised activities (PSD2 / EMD2)
Payment-services activities Pay to Study is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Money remittancePSD2_6
- Safeguarding of customer fundsSAFEGUARDING
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Execution of payment transactions on a payment accountPSD2_3
Frequently asked questions
- Is Pay to Study a licensed e-money institution?
- Yes. Pay to Study holds EMI authorisation from Central Bank of Ireland in Ireland, licence reference C42802. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Pay to Study?
- Pay to Study is authorised and supervised by Central Bank of Ireland in Ireland. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Pay to Study's licence or FRN number?
- Pay to Study's licence reference number is C42802. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is Pay to Study authorised in other EEA countries?
- Yes. Pay to Study is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Ireland
Registered office
- Street
- IDA Business & Technology Park
- City
- Ring Road, Not Available
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