Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised within the last year.
About this institution
Verified active. INCARD LTD holds a current licence issued by the Financial Conduct Authority on 12 December 2025. The entity is authorised to conduct three core activities: distribution and redemption of electronic money, issuance of electronic money, and safeguarding of customer funds. The licence reference is 1027309.
The register records no EEA passporting. INCARD LTD's authorisation is confined to the United Kingdom and does not extend into other European Economic Area host states.
Data note: the entity's authorisation continues as active at the last cross-check against the FCA register. No cross-border operational reach is recorded.
Authorised activities (PSD2 / EMD2)
Payment-services activities INCARD LTD is permitted to carry out under its licence, as recorded in the register.
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is INCARD LTD a licensed e-money institution?
- Yes. INCARD LTD holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1027309. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates INCARD LTD?
- INCARD LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is INCARD LTD's licence or FRN number?
- INCARD LTD's licence reference number is 1027309. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
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