Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- NewTier D
Passports into 29 EEA jurisdictions.
Authorised for 7 payment-services activities.
Authorised within the last year.
About this institution
Verified active. iLedgends B.V./emoni holds a current Dutch e-money licence (R201891) granted 21 May 2026 by De Nederlandsche Bank. The licence authorises issuance of electronic money and issuing payment instruments. It also permits acquiring payment transactions, cash deposits, cash withdrawals, execution of payment transactions, safeguarding of customer funds, and money remittance.
The licence permits operations in 29 EEA states. Key host states include Germany, France, Spain, Italy, the Netherlands, Poland, Austria, Belgium, Czech Republic, Denmark, Finland, Greece, Hungary, Ireland, and Sweden.
The register records the licence granted date as 21 May 2026 and indicates the licence is active. De Nederlandsche Bank, reference R201891, status verified active as of the last cross-check.
Licence timeline
3 dated eventsDated events for iLedgends B.V./emoni, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
63
Active
63
Full / small licences
31 / 32
Licence age rank
57/63
iLedgends B.V./emoni is one of 63 e-money institutions on the Netherlands register, 63 of which are currently active. Its licence is the 57th oldest of the 63 dated Netherlands EMI authorisations, one of 9 granted in 2026.
Is your money safe with iLedgends B.V./emoni?
iLedgends B.V./emoni holds an e-money authorisation from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, iLedgends B.V./emoni can provide services across the following EEA jurisdictions, in addition to its home authorisation in Netherlands.
Estonia6
Belgium6
Austria6
Norway6
Luxembourg6
Portugal6
Ireland6
Hungary6
Bulgaria6
France6
Malta6
Sweden6
Finland6
Latvia6
Poland6
Spain6
Denmark6
Liechtenstein6
Slovakia6
Greece6
Czech Republic6
Croatia6
Lithuania6
Cyprus6
Slovenia6
Romania6
Germany6
Italy6
Iceland6
Authorised activities (PSD2 / EMD2)
Payment-services activities iLedgends B.V./emoni is permitted to carry out under its licence, as recorded in the register.
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Money remittancePSD2_6
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
- Cash deposit services on a payment accountPSD2_1
- Execution of payment transactions on a payment accountPSD2_3
- Cash withdrawal services on a payment accountPSD2_2
Frequently asked questions
- Is iLedgends B.V./emoni a licensed e-money institution?
- Yes. iLedgends B.V./emoni holds EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R201891. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates iLedgends B.V./emoni?
- iLedgends B.V./emoni is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is iLedgends B.V./emoni's licence or FRN number?
- iLedgends B.V./emoni's licence reference number is R201891. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is iLedgends B.V./emoni authorised in other EEA countries?
- Yes. iLedgends B.V./emoni is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Paleisstraat 1
- City
- AMSTERDAM, 1012RB
Ratings & reader notes
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