Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 2 payment-services activities.
Authorised 7 years ago.
About this institution
Verified active. FINSEI LTD operates a Small EMI licence (ref. 900878) granted by the Financial Conduct Authority. The licence authorises safeguarding of customer funds and issuance of electronic money.
This Small EMI licence does not include any EEA passporting at the time of the last register check.
Data note: licence granted on 26 October 2018; status remains active. The register confirms the Financial Conduct Authority, licence reference 900878, and active status as of the last cross-check.
Licence timeline
3 dated eventsDated events for FINSEI LTD, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
105/287
FINSEI LTD is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 105th oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018. As a small-EMI registration it operates domestically only - 71 of the 474 United Kingdom entries use this lighter regime.
Is your money safe with FINSEI LTD?
FINSEI LTD holds a small-EMI registration from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities FINSEI LTD is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is FINSEI LTD a licensed e-money institution?
- Yes. FINSEI LTD holds Small EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900878. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates FINSEI LTD?
- FINSEI LTD is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is FINSEI LTD's licence or FRN number?
- FINSEI LTD's licence reference number is 900878. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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