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FinPayTech Ltd

United Kingdom
5.0(1 rating)ActiveSmall EMI
View on register

Regulator

Financial Conduct Authority

Licence number

900144

Authorised since

02 May 2018

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 2 payment-services activities.

Tenure
MatureTier B

Authorised 8 years ago.

About this institution

Verified active against the FCA Financial Services Register. FinPayTech Ltd holds a current Small EMI licence issued 2 May 2018, reference 900144. The entity is authorised to undertake two core activities: safeguarding of customer funds and issuance of electronic money. These are the regulated perimeters within which the firm operates under FCA supervision.

The licence record does not indicate any EEA passporting arrangement. FinPayTech Ltd is therefore not recorded as having established a cross-border operational presence in any other European Economic Area state.

Data note: the register holds no record of any passporting activity. The entity's authorisation continues as at the last cross-check against the FCA register, under reference 900144, with operational status active.

Licence timeline

3 dated events

Dated events for FinPayTech Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Financial Conduct Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Small EMI registration granted by the Financial Conduct Authority

Position in the United Kingdom register

United Kingdom EMIs

474

Active

289

Full / small licences

403 / 71

Licence age rank

51/287

FinPayTech Ltd is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 51st oldest of the 287 dated United Kingdom EMI authorisations, one of 112 granted in 2018. As a small-EMI registration it operates domestically only - 71 of the 474 United Kingdom entries use this lighter regime.

Is your money safe with FinPayTech Ltd?

FinPayTech Ltd holds a small-EMI registration from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities FinPayTech Ltd is permitted to carry out under its licence, as recorded in the register.

  • Issuance of electronic moneyEMI_ISSUANCE
  • Safeguarding of customer fundsSAFEGUARDING

Frequently asked questions

Is FinPayTech Ltd a licensed e-money institution?
Yes. FinPayTech Ltd holds Small EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 900144. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
Who regulates FinPayTech Ltd?
FinPayTech Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is FinPayTech Ltd's licence or FRN number?
FinPayTech Ltd's licence reference number is 900144. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

Other licensed institutions in United Kingdom

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Ratings & reader notes

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