Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- MatureTier B
No EEA passporting on record.
Authorised for 2 payment-services activities.
Authorised 5 years ago.
About this institution
Verified active. FIDO FINANCE LIMITED is a UK small electronic money institution licensed by the FCA under reference 933587. Its authorisation covers safeguarding of customer funds and issuance of electronic money.
No EEA passporting is on record for this licence.
The licence was granted on 1 February 2021. Operational status remains active. The FCA register lists FIDO FINANCE LIMITED (reference 933587) as an active small EMI as at the last cross-check.
Licence timeline
3 dated eventsDated events for FIDO FINANCE LIMITED, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
188/287
FIDO FINANCE LIMITED is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 188th oldest of the 287 dated United Kingdom EMI authorisations, one of 37 granted in 2021. As a small-EMI registration it operates domestically only - 71 of the 474 United Kingdom entries use this lighter regime.
Is your money safe with FIDO FINANCE LIMITED?
FIDO FINANCE LIMITED holds a small-EMI registration from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities FIDO FINANCE LIMITED is permitted to carry out under its licence, as recorded in the register.
- Issuance of electronic moneyEMI_ISSUANCE
- Safeguarding of customer fundsSAFEGUARDING
Frequently asked questions
- Is FIDO FINANCE LIMITED a licensed e-money institution?
- Yes. FIDO FINANCE LIMITED holds Small EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 933587. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates FIDO FINANCE LIMITED?
- FIDO FINANCE LIMITED is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is FIDO FINANCE LIMITED's licence or FRN number?
- FIDO FINANCE LIMITED's licence reference number is 933587. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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