Regulator
Licence number
C97952
Authorised since
14 Sept 2021
EEA passports
29
Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- Pan-EuropeanTier A
- Scope
- Multi-serviceTier B
- Tenure
- GrowingTier C
Passports into 29 EEA jurisdictions.
Authorised for 6 payment-services activities.
Authorised 4 years ago.
About this institution
Verified active as at the latest register cross-check. eToro Money Malta Limited holds a current licence from the Malta Financial Services Authority under reference C97952, granted 14 September 2021. The entity is authorised to provide cash deposit and withdrawal services on payment accounts, execute payment transactions, issue electronic money, issue payment instruments, acquire payment transactions, and safeguard customer funds. These six distinct activities define the scope of the licence as recorded in the register.
The licence extends across 29 EEA host states via passporting. The register lists the following jurisdictions: Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, and Sweden. This cross-border reach was confirmed against the authorisation records held by the Malta Financial Services Authority.
Data note: the entity's authorisation continues under Malta Financial Services Authority licence C97952, operational status active, as of the register's last cross-check.
Licence timeline
3 dated eventsDated events for eToro Money Malta Limited, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Malta Financial Services Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Malta Financial Services Authority
Position in the Malta register
Malta EMIs
43
Active
43
Full / small licences
43 / 0
Licence age rank
26/43
eToro Money Malta Limited is one of 43 e-money institutions on the Malta register, 43 of which are currently active. Its licence is the 26th oldest of the 43 dated Malta EMI authorisations, one of 7 granted in 2021.
Is your money safe with eToro Money Malta Limited?
eToro Money Malta Limited holds an e-money authorisation from Malta Financial Services Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
EEA passporting
29 jurisdictionsUnder the EU passporting regime, eToro Money Malta Limited can provide services across the following EEA jurisdictions, in addition to its home authorisation in Malta.
Spain8
Greece8
Austria7
Estonia8
Bulgaria8
Poland8
Slovakia8
Denmark8
Romania8
Iceland8
France8
Cyprus8
Finland8
Norway8
Luxembourg8
Czech Republic8
Ireland8
Sweden8
Netherlands8
Germany8
Lithuania8
Latvia8
Liechtenstein8
Italy8
Hungary8
Croatia8
Slovenia8
Portugal8
Belgium8
Authorised activities (PSD2 / EMD2)
Payment-services activities eToro Money Malta Limited is permitted to carry out under its licence, as recorded in the register.
- Execution of payment transactions on a payment accountPSD2_3
- Cash withdrawal services on a payment accountPSD2_2
- Issuance of electronic moneyEMI_ISSUANCE
- Cash deposit services on a payment accountPSD2_1
- Safeguarding of customer fundsSAFEGUARDING
- Issuing payment instruments and acquiring payment transactionsPSD2_5
Frequently asked questions
- Is eToro Money Malta Limited a licensed e-money institution?
- Yes. eToro Money Malta Limited holds EMI authorisation from Malta Financial Services Authority in Malta, licence reference C97952. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates eToro Money Malta Limited?
- eToro Money Malta Limited is authorised and supervised by Malta Financial Services Authority in Malta. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is eToro Money Malta Limited's licence or FRN number?
- eToro Money Malta Limited's licence reference number is C97952. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
- Is eToro Money Malta Limited authorised in other EEA countries?
- Yes. eToro Money Malta Limited is passported to 29 EEA jurisdictions, meaning it can provide e-money and payment services across those countries on its home authorisation.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Malta
Registered office
- Street
- 68, NORTHFIELDS, PENTHOUSE 10, VJAL L- INDIPENDENZA
- City
- Mosta, MST 9026
Ratings & reader notes
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