Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 3 payment-services activities.
Authorised within the last year.
About this institution
Verified active. eBay Commerce UK Ltd holds an electronic money institution licence from the Financial Conduct Authority, reference 1028611, as recorded in the register. The licence authorises distribution and redemption of electronic money, issuance of electronic money, and safeguarding of customer funds.
Passporting count: none. No EEA host states are listed in the register.
Licence granted date is 21 November 2025. The licence is confirmed as active following the most recent FCA register check. The register lists eBay Commerce UK Ltd, reference 1028611, as an active electronic money institution under the FCA as of the last cross-check.
Licence timeline
3 dated eventsDated events for eBay Commerce UK Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the Financial Conduct Authority register
Automated daily verification of licence status and reference.
First verified and added to this directory
Licence granted by the Financial Conduct Authority
Position in the United Kingdom register
United Kingdom EMIs
474
Active
289
Full / small licences
403 / 71
Licence age rank
266/287
eBay Commerce UK Ltd is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 266th oldest of the 287 dated United Kingdom EMI authorisations, one of 19 granted in 2025.
Is your money safe with eBay Commerce UK Ltd?
eBay Commerce UK Ltd holds an e-money authorisation from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way.
Authorised activities (PSD2 / EMD2)
Payment-services activities eBay Commerce UK Ltd is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Issuance of electronic moneyEMI_ISSUANCE
- Distribution and redemption of electronic moneyEMI_DISTRIBUTION
Frequently asked questions
- Is eBay Commerce UK Ltd a licensed e-money institution?
- Yes. eBay Commerce UK Ltd holds EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 1028611. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
- Who regulates eBay Commerce UK Ltd?
- eBay Commerce UK Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
- What is eBay Commerce UK Ltd's licence or FRN number?
- eBay Commerce UK Ltd's licence reference number is 1028611. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in United Kingdom
Ratings & reader notes
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