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Licensed EMIsSee verified EMIs
Trust factor: Low

The regulator's public register indicates this profile should be approached with caution.

  • Status: defunct

Decent Finance Ltd

United Kingdom
2.0(1 rating)DefunctEMI
View on register

Regulator

Financial Conduct Authority

Licence number

900879

Authorised since

Not on record

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 3 payment-services activities.

About this institution

Verified defunct. Decent Finance Ltd held a UK Financial Conduct Authority licence, reference 900879. It authorised distribution and redemption of electronic money, safeguarding of customer funds, and issuance of electronic money.

No EEA passporting is recorded for the licence, indicating no host states.

Data note: the licence-granted date is not recorded, and the register lists the entity as defunct. The register records a defunct status for licence 900879, authorised by the Financial Conduct Authority.

Licence timeline

3 dated events

Dated events for Decent Finance Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Financial Conduct Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Licence withdrawn

Position in the United Kingdom register

United Kingdom EMIs

476

Active

291

Full / small licences

405 / 71

Decent Finance Ltd is one of 476 e-money institutions on the United Kingdom register, 291 of which are currently active.

Is your money safe with Decent Finance Ltd?

Caution: the register lists Decent Finance Ltd as defunct. It should not be treated as an authorised e-money issuer - money placed with a firm outside its authorisation is not protected by the safeguarding rules that apply to licensed EMIs.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities Decent Finance Ltd is permitted to carry out under its licence, as recorded in the register.

  • Issuance of electronic moneyEMI_ISSUANCE
  • Safeguarding of customer fundsSAFEGUARDING
  • Distribution and redemption of electronic moneyEMI_DISTRIBUTION

Frequently asked questions

Is Decent Finance Ltd a licensed e-money institution?
Decent Finance Ltd's e-money authorisation is no longer active. It previously held EMI authorisation from Financial Conduct Authority in United Kingdom (licence 900879). Always confirm current status on the FCA Financial Services Register.
Who regulates Decent Finance Ltd?
Decent Finance Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is Decent Finance Ltd's licence or FRN number?
Decent Finance Ltd's licence reference number is 900879. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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Ratings & reader notes

1 rating · 0 written notes

2.0(1 rating)
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