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Licensed EMIsSee verified EMIs

Crossbeam Financial Services Ltd

United Kingdom
Not yet ratedActiveSmall EMI
View on register

Regulator

Financial Conduct Authority

Licence number

938488

Authorised since

25 Jun 2021

EEA passports

0

Profile rates

Data-derived · A is broadest

Three named tiers comparing this institution against the rest of the European register.

Reach
DomesticTier D

No EEA passporting on record.

Scope
SpecialistTier C

Authorised for 2 payment-services activities.

Tenure
MatureTier B

Authorised 5 years ago.

About this institution

Verified active. Crossbeam Financial Services Ltd holds a current United Kingdom small electronic money issuer licence from the Financial Conduct Authority. The licence authorises safeguarding of customer funds and issuance of electronic money.

The licence does not carry European Economic Area passporting rights, and no host states are listed.

Data note: the licence was granted 25 June 2021 and remains active. FCA register confirms licence reference 938488, status active as of the last cross-check.

Licence timeline

3 dated events

Dated events for Crossbeam Financial Services Ltd, from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.

  1. Cross-checked against the Financial Conduct Authority register

    Automated daily verification of licence status and reference.

  2. First verified and added to this directory

  3. Small EMI registration granted by the Financial Conduct Authority

Position in the United Kingdom register

United Kingdom EMIs

474

Active

289

Full / small licences

403 / 71

Licence age rank

202/287

Crossbeam Financial Services Ltd is one of 474 e-money institutions on the United Kingdom register, 289 of which are currently active. Its licence is the 202nd oldest of the 287 dated United Kingdom EMI authorisations, one of 37 granted in 2021. As a small-EMI registration it operates domestically only - 71 of the 474 United Kingdom entries use this lighter regime.

Is your money safe with Crossbeam Financial Services Ltd?

Crossbeam Financial Services Ltd holds a small-EMI registration from Financial Conduct Authority, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by the FSCS, so there is no automatic compensation payout if the firm fails.

If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.

How e-money safeguarding works → Verify on the register →

Authorised activities (PSD2 / EMD2)

Payment-services activities Crossbeam Financial Services Ltd is permitted to carry out under its licence, as recorded in the register.

  • Safeguarding of customer fundsSAFEGUARDING
  • Issuance of electronic moneyEMI_ISSUANCE

Frequently asked questions

Is Crossbeam Financial Services Ltd a licensed e-money institution?
Yes. Crossbeam Financial Services Ltd holds Small EMI authorisation from Financial Conduct Authority in United Kingdom, licence reference 938488. Its authorisation is currently active and is cross-checked against the FCA Financial Services Register.
Who regulates Crossbeam Financial Services Ltd?
Crossbeam Financial Services Ltd is authorised and supervised by Financial Conduct Authority in United Kingdom. Its e-money licence and current status are listed on the FCA Financial Services Register at register.fca.org.uk.
What is Crossbeam Financial Services Ltd's licence or FRN number?
Crossbeam Financial Services Ltd's licence reference number is 938488. Enter it on the FCA Financial Services Register at register.fca.org.uk to confirm the institution's identity and that its authorisation is in force.

Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.

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