Profile rates
Data-derived · A is broadestThree named tiers comparing this institution against the rest of the European register.
- Reach
- DomesticTier D
- Scope
- SpecialistTier C
- Tenure
- NewTier D
No EEA passporting on record.
Authorised for 4 payment-services activities.
Authorised within the last year.
About this institution
Verified active. Chirp B.V. holds a small electronic money licence. It is authorised to issue payment instruments, acquire transactions, issue money, execute account payments, and safeguard funds.
No passporting data is recorded, so the licence covers only the Netherlands.
Licence granted 21 May 2026 and remains operational; De Nederlandsche Bank, reference R203770, status verified active as at the last cross-check.
Licence timeline
3 dated eventsDated events for Chirp B.V., from the register record and this directory’s daily cross-checks. Status changes are recorded as they are observed.
Cross-checked against the De Nederlandsche Bank register
Automated daily verification of licence status and reference.
First verified and added to this directory
Small EMI registration granted by the De Nederlandsche Bank
Position in the Netherlands register
Netherlands EMIs
63
Active
63
Full / small licences
31 / 32
Licence age rank
55/63
Chirp B.V. is one of 63 e-money institutions on the Netherlands register, 63 of which are currently active. Its licence is the 55th oldest of the 63 dated Netherlands EMI authorisations, one of 9 granted in 2026. As a small-EMI registration it operates domestically only - 32 of the 63 Netherlands entries use this lighter regime.
Is your money safe with Chirp B.V.?
Chirp B.V. holds a small-EMI registration from De Nederlandsche Bank, which means client money must be safeguarded: held separately from the firm's own funds at a credit institution, or covered by an equivalent insurance policy. E-money is not a bank deposit - it is not covered by a national deposit guarantee scheme, so there is no automatic compensation payout if the firm fails.
If an authorised EMI becomes insolvent, safeguarded funds sit outside the insolvency estate and are returned to customers by the administrator - repayment can take time, and administration costs may be deducted along the way. Small-EMI regimes are national and domestic-only; the exact safeguarding arrangements are worth confirming with the firm and its regulator.
Authorised activities (PSD2 / EMD2)
Payment-services activities Chirp B.V. is permitted to carry out under its licence, as recorded in the register.
- Safeguarding of customer fundsSAFEGUARDING
- Execution of payment transactions on a payment accountPSD2_3
- Issuing payment instruments and acquiring payment transactionsPSD2_5
- Issuance of electronic moneyEMI_ISSUANCE
Frequently asked questions
- Is Chirp B.V. a licensed e-money institution?
- Yes. Chirp B.V. holds Small EMI authorisation from De Nederlandsche Bank in Netherlands, licence reference R203770. Its authorisation is currently active and is cross-checked against the EBA EUCLID register.
- Who regulates Chirp B.V.?
- Chirp B.V. is authorised and supervised by De Nederlandsche Bank in Netherlands. Its e-money licence and current status are listed on the EBA EUCLID register at euclid.eba.europa.eu.
- What is Chirp B.V.'s licence or FRN number?
- Chirp B.V.'s licence reference number is R203770. Enter it on the EBA EUCLID register at euclid.eba.europa.eu to confirm the institution's identity and that its authorisation is in force.
Sourced from the FCA Financial Services Register and the EBA EUCLID register; cross-checked daily.
Other licensed institutions in Netherlands
Registered office
- Street
- Heliconweg 52
- City
- LEEUWARDEN, 8914AT
Ratings & reader notes
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